Hisham Ezz Al-Arab
Chairman and Managing Director
Mr. Hisham Ezz Al-Arab has been leading CIB since 2002 as Chairman and Managing Director. Under his leadership, CIB expanded its leading position, grew its market capitalization from $200m to $4billion, and developed from a wholesale lender into the full-fledged financial institution it is today. His vision transcended financial performance to include the adoption of best practice in corporate governance, and risk management and the buildup of a modern banking culture. With that effort CIB stock is now viewed by the international investment community as a proxy stock for Egypt and the benchmark for its banking industry.
Mr. Ezz Al-Arab was unanimously elected the Chairman of the Federation of Egyptian Banks in March 2013. He is the first private sector banker to ever assume such accolade. Mr. Ezz Al-Arab is a Director in MasterCard Middle East & Africa Regional Advisory Board since June 2007 and a principal member of the American Chamber of Commerce. For his distinguished work and clear support for education, he was elected as a member of the Board of Trustees of the American University in Cairo (AUC) in November 2012. His passion to give back to society culminated in the establishment of the CIB Foundation in 2010 dedicated to lifting underprivileged children in Egypt whom Mr. Ezz Al-Arab is also the Founder and Chairman of the Board of Trustees.
Mr. Ezz Al-Arab began his career in 1977, as a fresh graduate from Cairo University, in banking in Egypt before he moves in 1983 to pursue his thriving international career with global banks in London and New York. He held the position of Managing Director JP Morgan, London and Managing Director, Deutsche Bank, London before Joining CIB in 1999 as Deputy Managing Director and Board Member in 2001.
Chief Executive Officer and Board Member
Mr.Abaza is a careered banker with more than 30 years of experience in the financial services industry — including both commercial banking and investment banking — and is well-known in the global financial community. From October 2011 until his appointment as CEO and Board member in March 2017, he was CEO for Institutional Banking at CIB. He has previously served as the bank's Chief Risk Officer and Chief Operating Officer and began his journey with CIB in 1985, when CIB was known as Chase National Bank of Egypt.
Outside of CIB, Mr.Abaza worked as Head of Research at EFG-Hermes Asset Management from March 1995 until October 1999.
Mr.Hussein Abaza graduated with a B.A. in Business Administration from the American University in Cairo in 1984, and has completed professional training in Belgium, Switzerland, London and New York.
Amr Y. El Ganainy
Chief Executive Officer, Institutional Banking
Amr El Ganainy is the Chief Executive Officer, Institutional Banking, Commercial International Bank (Egypt). He joined CIB in 2004 as a General Manager, Financial Institutions Group. In 2010, Mr. El Ganainy was also appointed as the President of Global Customer Relations since 2010.
He is currently the Chairman of Falcon Group, Chairman of CI Asset Management Co., and a Board Member in several companies such as; CI Capital Holding Co., Telecom Egypt, Misr for Central Clearing, Depositary and Registry Co., Egyptian Holding Co. for Airports and Air Navigation, and the Honorary Chairman of both Interarab Cambist Association (ICA) and Egyptian Dealers Association (ACI Egypt).
Graduated from the Faculty of Commerce at Cairo University in 1985, Mr. El Ganainy pursued his first career steps as a dealer at Suez Canal Bank.
Throughout his career, Mr. El Ganainy held many prestigious positions. He was the Chairman of Commercial International Brokerage Co., Board Member of TE Data, Executive Board Member of ACI International (The Financial Market Association), Board Member of Royal & Sun Alliance Insurance Co. and the Chairman of Capital Securities Brokerage Co. He also worked as General Manager, Treasurer and Head of Correspondent Banking of the United Bank of Egypt, Chief Dealer of Export Development Bank.
Chief Executive Officer, Consumer Banking
Mr. Ahmed Issa leads the Retail Banking Division at CIB, and is a member of the bank's Management Committee. His key responsibilities cover consumer banking, business banking and the bank's distribution strategies and networks. Prior to this role, Mr. Issa was Chairman of the board at CORPLEASE and at Falcon, group CFO at CIB, co-founder and Head of Research at CIBC, and Managing Director of investment banking at CI Capital.
Mr. Issa is the Co-Chair of the Banking Committee at AmCham, and Chairs the Board Audit Committee at the Civil Aviation Finance Holding Company.
He earned his MBA at UNC-Chapel Hill's Kenan-Flagler Business School in 2003, and re-joined CIB in the same year.
Chief Operating Officer
Mr. Mohamed Sultan the Chief Operating Officer assumed this role in February 2015. He has joined CIB as Head of Consumer Operations in 2008, and within six months Mr. Sultan was appointed as Head of Operations Group.
Under his leadership and management significant developments within the Operations Group took place, which resulted in major expansions within the Operations Area. This was achieved by merging several areas under Operations, including, Corporate Services Alternative Channels, and Projects & Premises.
In his continuous efforts to enhance the bank’s internal and external customer experience in alignment with CIB’s overall objectives and strategic goals, multiple departments have been established under CIB operations including Treasury Middle Office, Operations Control Management, Retail Operations, and Customer Care Unit.
Following Mr. Sultan insightful vision, Business Continuity & Information Security Management department headed by the Chief Security Officer, as well as the Sustainability Department were established, positioning CIB as the pioneer and leader in these fields among other financial institutions in the market.
Prior to joining CIB, Sultan held the positions of Vice President of Branches Operations & Control Management at Mashreq Bank and The Country Operations Head at National Bank of Oman. Sultan has attended several leadership programs in Top Business schools and is also an alumni of INSEAD.
Chief Risk Officer
Ms. Pakinam Essam is the Chief Risk Officer (CRO) of Commercial International Bank (CIB) Egypt. Ms. Essam was appointed to her current position in January 2011. Since then she commenced the Risk Transformation Process, and the CIB Risk Group evolved into a forward-looking, and holistic organization with an integrated view of Risks, covering all the key areas including Institutional Banking, Consumer & Business Banking, Market, Operational, Liquidity, Interest Rate, and Social & Environmental Risks. In addition, the coverage further expanded to focus on emerging non-financial Risks, such as Conduct, Cyber Security, Information Security, Vendor Management, IT and Reputation Risks. Ms. Essam is championing the bank’s Enterprise Risk Management (ERM) framework, with emphasis on the following areas; Infrastructure, Process, Environment and Risk Culture.
Under her Leadership, CIB has been recognized for 4 prestigious Risk awards; by Asian Banker Singapore for Middle East & Africa; in the following categories, Enterprise Risk Management (ERM), Retail Risk, Liquidity Risk and Operational Risk.
Ms. Essam is a key member of the bank’s executive committees and an active member of the bank’s Sustainability Steering Committee and the Board of Trustees of the CIB Foundation.
Ms. Essam joined CIB post her graduation from the Faculty of Economics and Political Science, and has over twenty-five years of experience in Banking and Risk Management.