CIB>>Personal>>Cards>>CIB 'Heya' Credit Card

CIB 'Heya' Credit Card

 With 'Heya' choose what suits your character and enjoy limitless shopping

You are empowered to choose from three different designs to enjoy an exciting shopping experience 

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   Exclusive offers and discounts 

We are offering all our 'Heya' card holders exclusive offers and discounts at selected retailers when using the card in purchase transactions; 


10% off or 5% off on top of other discounts


15% off  


10% off or 5% off on top of other discounts 

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20% off 


10% off or 5% off on top of other discounts 

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10% off or 5% off on top of other discounts 

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10% off or 5% off on top of other discounts

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25% off

To view the full list of discounts and installment offers, click here


CIB 'HEYA' Credit Card Benefits and Features:

  • Exclusive discounts up to 40% across a wide range of selected women related merchants
  • Automatic enrollment in 'Haya' life insurance to a value of EGP 25,000
  • Up to EGP 500,000 insurance cover on the card outstanding balance
  • Unlimited complimentary access to airport lounges at select airports across the Middle East, regardless your ticket category, just show your CIB 'Heya' credit card
  • Complimentary Buy 1 Get 1 offers through MasterCard mobile application that you can download from Apple Store or Google Play in order to find out the latest offers and benefits.
  • 'Heya' credit cardholders can now apply to up to four supplementary cards with no extra fees to their first-class family members, whether males or females! Supplementary cards for male family members will be issued in "Titanium" card design.  
  • Installment payment plan up to 36 months with lower interest rates
  • Travel Desk Service through the CIB Call Center 19666
  • Free monthly SMS payment reminder 

 Spend and Get more BONUS points:

  • ​More than 20,000 gift BONUS points to be redeemed for gift vouchers, cash-back or travel from a comprehensive online travel portal
  • 2 BONUS points for every EGP 1 spent on purchases using CIB 'Heya' credit card​
  • ​20,000 Signup BONUS Points are awarded after the first purchase transaction within two months of the card issuance date.
  • Additional 20,000 spend BONUS points are earned when your total purchases reach EGP 20,000 within three months from card issuance date.
  • To view the full list of participating merchants in BONUS Program, please click here

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Terms and conditions apply