CIB>>Personal>>Cards>>Credit Cards

Credit Cards

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  • Interest-free period of up to 55 days
  • Cash advance up to 100% of the credit limit
  • Various credit card bill payment options
  • Free SMS Transaction Alerts
  • PIN Self Selection
  • Credit Life Insurance up to EGP 500,000
  • Travel Desk Service
  • Smart Shopper discounts​ offered by more than 200 merchants across different categories 
  • Free monthly paper statement with card transactions and balance
  • Online Secure Service from CIB for online payment
  • Free payment reminder SMS before due date 
  • Ability to use your credit card abroad​

To review CIB Cards international spend limits, click​ here.​​​​​​​​​​​​​
To review CIB Credit Cards fees and charges, click here.



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World-Wide​ Purchase PowerWorld-Wide​ Purchase PowerWorld-Wide​ Purchase PowerWorld-Wide​ Purchase Power
Installment Payment Plan (IPP)Installment Payment Plan (IPP)Installment Payment Plan (IPP)Installment Payment Plan (IPP)
Free Supplementary
Free Supplementary
Free Supplementary

​Lower Interest Rates​Lower Interest Rates​Lower Interest Rates
​MasterCard Airport Lounge Access ​MasterCard Airport Lounge Access ​
Up to 20,000 gift points worth EGP 100*​

​Purchase Protection
Up to 40,000 gift points worthEGP 200*​
1 BONUS point perEGP 1 spent​​
Emergency Service
​2 BONUS points per EGP 1 spent​
Up to 80,000 gift points worthEGP 400*​

3 BONUS points per EGP 1 spent​

​​​​​​​​​​​​​​​​​​​*Gift points offer is available to new cardholders only, awarded after spending certain amount in purchases within the first 3 months of card issuance.


CIB-EGYPTAIR Mileseverywhere® Credit Cards


Who Said You Can't Travel As Often As You Used To? 

CIB and EGYPTAIR Plus in collaboration with MasterCard present to you CIB-EGYPTAIR "Mileseverywhere" co-brand credit card, which is designed to provide you with a host of benefits to enrich your travelling and shopping experience.

Now, you can enjoy earning miles every time you purchase with your credit card, in addition to EGYPTAIR Plus benefits. For more details Click Here​


'Heya' Credit Card

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With 'Heya' choose what suits your character and enjoy limitless shopping...

​Choose from the three new designs of 'Heya' credit card from CIB and enjoy  an exciting shopping experience and exclusive offers​, for more detials click here​

Com Credit Card


Com Credit Card is designed for online shopping only with a secure payment tool and limited credit from EGP 500 up to EGP 3,000.


Required Documents:
  • Copy of valid National ID
  • Recent utility bill (within the past 3 months)
  • One recent photo (optional)
  • Income proof (an HR letter or 3 pay slips within the past 6 months)
  • Other documents may be requested

Now after activating your card, why not bank on the go? ​

By using CIB ATMs, Internet Banking, IVR or Mobile Banking app, you can:​

  • Deposit Cash via ATM network 
  • Pay your utility bills via ​ATM network and IVR
  • Transfer between accounts inside or outside the bank via Internet Banking and Mobile App
  • Get real time updates on all your accounts and credit card balances via ATM network,Internet Banking, IVR and Mobile App
  • Pay your Credit Card via ATM network, Internet Banking, IVR and Mobile App
  • Immediately stop your lost/stolen Credit Cards via Internet Banking, IVR and Mobile App
  • Deposit cheque in your account "Debit cards only"on selected ATMs
  • Donate to charities​ via ATM network, Internet Banking , IVR and Mobile App
  • To register on Internet Banking visit our website on
  • To register on phone banking call 19666​​
For more information, please call 19666 or visit your nearest CIB branch
Terms and Conditions Apply


For Terms and Conditions, click here.pdf