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Get peace of mind when your monthly salary can't come soon enough.

Transfer  your salary to your CIB account and access up to 90% of it in advance.


CIB introduces Revolving Overdraft Salary Upfront for payroll customers.

Balancing your financial obligations against your income can sometimes be a stress. Businesses call it "cash flow​", the rest of us call it life!


CIB is pleased to offer you more financial flexibility with Revolving Overdraft Salary Upfront.

 CIB Salary Upfront can help you handle sudden emergencies, get ahead on your bills, or be ready for an unexpected opportunity. 


It lets you access up to 90% of your monthly salary as a revolving overdraft facility. Simply transfer your salary into your CIB account and enjoy the following:

  • Credit limits of up to 90% of your monthly salary, maximum EGP 15​0,000
  • No cancellation or settlement fees
  •  A competitive interest rate from 18.5% to 24% calculated on the outstanding balance only 
  • Easy repayment through 198 branches and more than 440 cash deposit machines


General Required Documents:*


  • Copy of a valid national identification card
  • Revolving Overdraft application​



CIB revolving overdraft Salary Upfront is designed to give you peace of mind and greater financial flexibility.

For more information, please call 19666 or visit your nearest CIB branch.

*Additional documents may be required.


Terms & Conditions apply