CIB>>Personal>>More>>Fees And Charges

Fees And Charges

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​​​​​Commissions Annex of Scurities ​​Custody & Administration​​

Commissions / Expenses

Types of Service

EGP 15 in addition to actual sta​mp duty

Open an account for the customer (individual / establishments)

0.05% (half in a thousand) for each security type with a minimum of EGP 20 (closing rate o​f the previous (preceding) day at a maximum of EGP 5000

Deposit securities with the central Custody

0.1% (one in a thousand) half a year with a minimum of EGP 20 to be deducted on 31/12 collectible on each security

Charges of Custody of securities deposited with the central custody

0.1% (one in a thousand) with a minimum of EGP 100 (Closing rate of the previous “preceding” day of transfer) for each security type

Transfer to another custody trustee

EGP 90 a year / 5 dollars or equivalent

Statements of accounts to be sent four times a year (quarterly)

EGP 20 on request

Charges (expenses) of the issue of a statement of account

Without commission

Transfer from another custody trustee

1% (one percent) with a minimum of EGP 2 and a maximum of EGP 500 (of the net value of the collected coupon after deducting taxes)

Coupon cash operation

Note: The said fees collected from the net coupon after deducting taxes


0.1% (one in a thousand) with a minimum of EGP 10 and a maximum of EGP 3000

Receiving subscription /sale & purchase of securities deposited with the central custody (holding)

0.1% (one in a thousand) with a minimum of EGP 50 and a maximum of EGP 150

Receiving transactions of the sale and purchase of securities kept (held) in the bank’s safes

0.1% (one in a thousand) with a minimum of EGP 20 and a maximum of EGP 150 for each security type

Deposit and withdrawal of securities held in the bank’s safes

0.2% (two in a thousand) with a minimum of EGP 5 a month (closing rate of the previous day at the end of each month) to be collected monthly for each security type​​

Charges (expenses) of holding the securities deposited with the bank’s safes

EGP 20 Upon request

Charges of issuing a certificate

Custody Services for:


Asset Management Companies

Commessions set according to special arrangements for each case according to the suggestions of:

Brokerage Companies

CEO of E-Banking and Head of International Banking

CIB Companies

Acting CEO of the Institutional Sector

Issuer Companies

Approval of / Chief Executive Officer and Board Member


 

 

 
 
​Financial Housing Units

Commission / Fees

Service Type


Financing housing units

EGP 300​​

Application Fee

EGP 500

Legal Investigation

* EGP 50 For self-employed  & professionals 

Site Investigation

* EGP 800 for the Flat  (to be paid to the appraiser) + Transportation in case of the apprised property out of Cairo) 

* EGP 1600 for the Villa  (to be paid to the appraiser) + (Transportation in case (of the apprised property out of Cairo​

Appraisal Fee

 EGP 200 for Flat & 400 for Villa (Paid to the bank)

Appraisal Admin Fee

1.5% of the loan amount (Max of EGP 50,000 for salaried Customers)

Admin Fee

5% of the paid amount  

Early Settlement fee

0.372% and it’s a part of the interest rate

Life Insurance premium (Paid (Monthly 

0.2% X Loan Amount X Loan Tenor

 Property Insurance

0.1% X Loan Amount X Loan Tenor

Property Insurance Admin Fee (Single Premium )

Calculated on a case-by-case basis by the 3rd party registration Company

Registration Fees & Expenses  

5% over the current interest rate

 Late Penalty

2%

Loan Reschedule Fees 

Commission / Fees

Secured Mortgage Loans

300 EGP

Application Fee

* EGP 800 for the Flat  (to be paid to the appraiser) + Transportation in case of the apprised property out of Cairo) 

* EGP 1600 for the Villa (to be paid to the appraiser) + Transportation in case of the apprised property out of Cairo)

Appraisal Fee

EGP 200 for Flat & 400 for Villa

Appraisal Admin Fee

1.5% of the loan amount (Max of EGP 50,000 for salaried Customers)

Admin Fee

5% of the paid amount  

Early Settlement fee

5% over the cu​rrent interest rate

Late Penalty​​​



 

 
Overdraft​​

Description

Fees & Charges

Highest Monthly Debit Balance commission that is calculated on the highest debit balance in the month and it is debited at end of month

0.125% ( EGP 1.25 for each EGP 1000)

For Overdraft lines secured by time deposits or certificate of deposit, the commission will be 0.1% (EGP 1 for each EGP 1000) minimum amount of 5 EGP or 2 USD

For Overdraft lines secured by credit amount held in saving account in EGP, customers with this line will be waived from this commission.

​​​Personal Loan​

Description

Fees & Charges

Administration Fees on the total Loan Amount (Paid once)

1.5% from Loan amount in Case of

• Salary Transfer with Undertaking to notify the bank in case service ended

• Secured facilities by CDs/TDs

2% for any other Type of Customers

Assessment Fees

EGP 150 (Paid once)

Services Charges Fees

EGP 20 (Monthly)

Late Payment Fees

5% on the Amount Due

Early Payment Fees (Full & Partial)

5% from the Total Paid Amount

Rescheduling Fees

2% on the Remaining Balance

​​Auto Loan​


Fees & Charges

Administration Fees on the total Loan Amount (Paid once)

1.5% from Loan amount in Case of

• Salary Transfer with Undertaking to notify the bank in case service ended

2% for any other Type of Customers

Assessment Fees

EGP 150 (Paid once)

Services Charges Fees

EGP 20‭ (‬Monthly‭)‬

Late Payment Fees

5%‭ ‬on the Amount Due

Early Payment Fees (Full ​& Partial)

5%‭ ‬from the Total Paid Amount

Rescheduling Fees

2%‭ ‬on the Remaining Balance


 

 

 
​Safe Box​​​​​
العمولات / المصاريف​Tariff​Tariff Section

Wealth

Plus

Core

Types​

Safe Box

5 CM

5 CM

5 CM

7.5 CM

7.5 CM

7.5 CM

10 CM

10 CM

10 CM

15 CM

15 CM

15 CM

20 CM

20 CM

20 CM

30 CM

30 CM

30 CM

5‭ ‬CM Free

5 CM Free

5 CM for 800 EGP

Fees

‭(‬Annual‭)‬

7.5‭ ‬CM Free‭ ‬

7.5 CM for 250 EGP 

7.5 CM for 1000 EGP 

10‭ ‬CM for 350‭ ‬EGP

10 CM for 500 EGP

10 CM for 1400 EGP

15‭ ‬CM for 450‭ ‬EGP‭ ‬

15 CM for 700 EGP 

15 CM for 1800 EGP 

20‭ ‬CM for 600‭ ‬EGP‭ ‬

20 CM for 900 EGP 

20 CM for 2400 EGP 

30‭ ‬CM for 800‭ ‬EGP

30 CM for 1200 EGP

30 CM for 3000 EGP

5 CM Free

5 CM Free

5 CM for 800 EGP

Insurance

‭(‬Annual‭)‬

7.5 CM Free 

7.5 CM for 250 EGP 

7.5 CM for 1000 EGP 

10 CM for 350 EGP

10 CM for 500 EGP

10 CM for 1400 EGP

15 CM for 450 EGP 

15 CM for 700 EGP 

15 CM for 1800 EGP 

20 CM for 600 EGP 

20 CM for 900 EGP 

20 CM for 2400 EGP 

30 CM for 800 EGP

30 CM for 1200 EGP

30 CM for 3000 EGP​​​​



 

 
​​​​​New Accounts
العمولات / المصاريف​​​​

Wealth

Plus

Core

Tariff

Tariff Section

Free

25‭ ‬EGP or Equivalent

50 EGP or Equivalent 

New Account Fees

New Accounts

100‭ ‬EGP or Equivalent

100 EGP or Equivalent

100 EGP or Equivalent

Admin fees

Q‭ : ‬90‭ ‬EGP

Q‭ : ‬90‭ ‬EGP

Q‭ : ‬90‭ ‬EGP

Statement fees

M‭: ‬175‭ ‬EGP

M‭: ‬175‭ ‬E​​GP

M‭: ‬175‭ ‬EGP

W‭: ‬250‭ ‬EGP

W‭: ‬250‭ ‬EGP

W‭: ‬250‭ ‬EGP

D‭: ‬400‭ ‬EGP

D‭: ‬400‭ ‬EGP

D‭: ‬400‭ ‬EGP

Current Accounts‭ - ‬Saving Accounts‭ - ‬Time Deposits‭ - ‬Certificate of Deposit‭ - ‬Funds

Current Accounts‭ - ‬Saving Accounts‭ - ‬Time Deposits‭ - ‬Certificate of Deposit‭ - ‬Funds

Current Accounts‭ - ‬Saving Accounts‭ - ‬Time Deposits‭ - ‬Certificate of Deposit‭ - ‬Funds

Type

Accounts Functions

750,000 EGP

200,000 EGP

5000 EGP

1000 USD/EUR

Minimum Amount

New Accounts Opening Limit



 

 
SectionTariffComissions‭ / ‬Fees​​​​​ ​ ​ ​

Debit Card

Types

Standard

Titanium

Platinum

Private Platinum

Issuance

50‭ (‬EGP‭)‬

60‭ (‬EGP‭)‬

Free

Free

Replacement

50‭ (‬EGP‭)‬

60‭ (‬EGP‭)‬

100‭ (‬EGP‭)‬

Free

Credit Card

Types

White‭ - ‬Classic‭ - ‬Gold‭ - ‬Heya‭ - ‬Com Card

Titanium

Platinum


Issuance

White 45‭ ‬EGP‭ ‬

Titanium 195‭ ‬EGP

Platinum 445‭ ‬EGP

Classic ​​75‭ ‬EGP‭ ‬

Gold 95‭ ‬EGP

Heya 200‭ ‬EGP‭ ‬

Com Card 50‭ ‬EGP

Replacement

White 25‭ ‬EGP‭ ‬

Titanium 75‭ ‬EGP

Platinum‭ ‬100‭ ‬EGP

Classic 50‭ ‬EGP‭ ‬

Gold 50‭ ‬EGP

Heya 75‭ ‬EGP‭ ‬

Com Card 25‭ ‬EGP

Grace Period

55‭ ‬Days

55‭ ‬Days

55‭ ‬Days

Egypt Air Credit Card

Issuance Fees

Standard 200‭ ‬EGP

Titanium 400‭ ‬EGP

Platinum 600‭ ‬EGP

Replacement Fees

Standard 75‭ ‬EGP

Titanium 100‭ ‬EGP

Platinum 150‭ ‬EGP

Grace Period‭ ‬

55‭ ‬Days on Purchasing

55‭ ‬Days on Purchasing

55‭ ‬Days on Purchasing



 

 
Other Fees

Wealth

Plus

Core

Subsection

Tariff

Tariff
Section

Free

30 EGP

30 EGP Per Certificate

Current Year

Certificate of balance


50 EGP Per Certificate

50 EGP Per Certificate

50 EGP Per Certificate

Previous Years

300 EGP or Equivalent

in case of AVG. total credit balances for INDIVIDUALS less than EGP 750000 for 3 Consecutive months


40 EGP or Equivalent

in case of AVG. total credit balances for INDIVIDUALS less than EGP 5000 during the month

 for INDIVIDUALS 

Minimum Balance fees


Free

Free

48 L : 160 EGP - 

fees in case check book requested Over the Counter

Cheque Book Request (Number of Leaves)


24 L : 80 EGP - 

12 L : 40 EGP or Equivalent 

Free

48 L : 80 EGP - 

fees in case check book requested through Internet Banking OR Mobile Banking (50% less than if check book requested from the branch)

24 L : 40 EGP - 

12 L : 20 EGP or Equivalent 

25 EGP per Check

25 EGP per Check

25 EGP per Check

LCY

Checks Stop Payment


5 USD per Check or Equivalent

5 USD per Check or Equivalent 

5 USD per Check or Equivalent

FCY​​

Free

30 EGP Per Transaction

30 EGP Per Transaction

Fees for cashwithdrawal over the counter for amounts Equal to OR Less than 10000EGP

Counter fees 


Free

30 EGP Per Transaction

30 EGP Per Transaction

Fees for deposits over the counter for amounts Equal to OR Less than 10000EGP

Free

10 EGP / Document

20 EGP / Document


Signature Verification


50 EGP or Equivalent 

75 EGP or Equivalent 

75 EGP or Equivalent 

Fees for each Power of Attorney

Power of Attorney 




 

 
Electronic Services

Wealth

Plus

Core

Remarks

Subsection

Tariff

Free

Free

Free


Soft Token OTP

One Time Password (OTP)​​ ​

225 EGP

225 EGP

225 EGP

Hard Token OTP

1 EGP per Page

1 EGP per Page

1 EGP per Page


Account Statement by Fax

(as per customer request)

Phone Banking (IVR)​ ​

Free

Free

Free

Account Statement by e-mail

(as per customer request)

Free

Free

Free


via ATMs

Educational Fees

4 EGP per Invoice

4 EGP per Invoice

4 EGP per Invoice

Invoices of Vodafone, Mobinil & Etisalat

Telecommunication

​​​​​​​ ​ ​ ​ ​ ​ ​ ​

Fawry Payments Via

ATMs​

No Commission

No Commission

No Commission

Recharge Invoices for Vodafone, Mobinil & Etisalat

3 EGP per Invoice

3 EGP per Invoice

3 EGP per Invoice

TE Data Invoices

4 EGP per Invoice

4 EGP per Invoice

4 EGP per Invoice

Invoices of TE Data - LinkDSL - Noor DSL/quota

Internet

10 EGP per Ticket

10 EGP per Ticket

10 EGP per Ticket

Tickets of EgyptAir - Air Cairo - GoBus

Travel Tickets

No Commission

No Commission

No Commission

Tickets of Air Arabia

4 EGP per Invoice

4 EGP per Invoice

4 EGP per Invoice

Axa 

Insurance

Free

Free

Free​​

Fawry Payments through Merchants

Fawry Company

5 EGP per Invoice

5 EGP per Invoice

5 EGP per Invoice

AmCham

American Chamber

2 EGP per Invoice

2 EGP per Invoice

2 EGP per Invoice

Canal Electricity

Utilities

3 EGP per Invoice

3 EGP per Invoice

3 EGP per Invoice

Middle Egypt &

North Delta Electricity

5 EGP per Invoice

5 EGP per Invoice

5 EGP per Invoice

Giza Water Company

Free

Free

Free

Registeration Fees

Smart Wallet

Free

Free

Free

Annual Fees

Free

Free

Free

Cash Deposit via ATMs

0.5% Min 3 EGP

0.5% Min 3 EGP

0.5% Min 3 EGP

Withdrawals via ATMs

Free

Free

Free

Cash Deposit via Services Provider

0.75%  Min 3 EGP

0.75% Min 3 EGP

0.75% Min 3 EGP

withdrawal via Service provider

0.5% Min2 EGP

0.5% Min 2 EGP

0.5% Min 2 EGP

Send Money

Free

Free

Free

Mobile Recharging

Discount  50% for all bills​Discount 50% for all bills

Discount 50% for all bills

Payment of Invoices

Free

Free

Free

Purchasing of Merchants

Issuing Fees 2.50 EGP

+ Markup fees of Prepaid Cards

Issuing Fees 2.50 EGP

+ Markup fees of Prepaid Cards

Issuing Fees 2.50 EGP

+ Markup fees of Prepaid Cards

Online Card



 

 
Cheques‭ & ‬Remittance​​​​

Wealth

Plus

Core

Subsection

Tariff

EGP 10‭ ‬for Inside Area I

EGP 15‭ ‬for Inside Area II

EGP 10‭ ‬for Inside Area I

EGP 15‭ ‬for Inside Area II

EGP 10‭ ‬for Inside Area I

EGP 15‭ ‬for Inside Area II

Drawn on local banks‭ - ‬EGP

Deposited over the counter

Inside Clearing

50%‭ ‬Discount on Actual Collection Fees

50%‭ ‬Discount on Actual Collection Fees

50%‭ ‬Discount on Actual Collection Fees

Drawn on local banks‭ - ‬EGP

Deposited through ATMs

0.3%‭ ‬Min‭. ‬5‭ ‬USD‭ - ‬Max 100‭ ‬USD

‭+ ‬3‭ ‬USD Correspondent Charegs

‭+ ‬1‭ ‬USD Mail Charges or Equivalent

0.3%‭ ‬Min‭. ‬5‭ ‬USD‭ - ‬Max 100‭ ‬USD

‭+ ‬3‭ ‬USD Correspondent Charegs

‭+ ‬1‭ ‬USD Mail Charges or Equivalent

0.3%‭ ‬Min‭. ‬5‭ ‬USD‭ - ‬Max 100‭ ‬USD

‭+ ‬3‭ ‬USD Correspondent Charegs

‭+ ‬1‭ ‬USD Mail Charges or Equivalent

Drawn on local banks‭ - ‬USD

0.2%‭ ‬Min 20‭ ‬EGP‭ - ‬Max 350‭ ‬EGP

‭+ ‬Telex or Swift Charges‭ (‬if any‭)‬

0.2%‭ ‬Min 20‭ ‬EGP‭ - ‬Max 350‭ ‬EGP

‭+ ‬Telex or Swift Charges‭ (‬if any‭)‬

0.2%‭ ‬Min 20‭ ‬EGP‭ - ‬Max 350‭ ‬EGP

‭+ ‬Telex or Swift Charges‭ (‬if any‭)‬

LCY

Draft Checks

0.3%‭ ‬Min 10‭ ‬USD‭ - ‬Max 100‭ ‬USD or Equivalent

‭+ ‬Telex or Swift Charges‭ (‬if any‭)‬

0.3%‭ ‬Min 10‭ ‬USD‭ - ‬Max 100‭ ‬USD or Equivalent

‭+ ‬Telex or Swift Charges‭ (‬if any‭)‬

0.3%‭ ‬Min 10‭ ‬USD‭ - ‬Max 100‭ ‬USD or Equivalent

‭+ ‬Telex or Swift Charges‭ (‬if any‭)‬

FCY

0.2%‭ ‬Min 20‭ ‬EGP‭ - ‬Max 250‭ ‬EGP

‭+ ‬Telex or Swift Charges‭ (‬if any‭)‬

‭ ‬‭+15 ‬EGP Correspondent Charegs

0.2%‭ ‬Min 20‭ ‬EGP‭ - ‬Max 250‭ ‬EGP

‭+ ‬Telex or Swift Charges‭ (‬if any‭)‬

‭+ ‬‭15 ‬EGP Correspondent Charegs

0.2%‭ ‬Min 20‭ ‬EGP‭ - ‬Max 250‭ ‬EGP

‭+ ‬Tele​​x or Swift Charges(if any)

‭+15 ‬EGP Correspondent Charegs

Over the counter in LCY

Outgoing Transfers

0.3%‭ ‬Min 10‭ ‬USD‭ - ‬Max 100‭ ‬USD or Equivalent

‭+ ‬Telex or Swift Charges +Correspondent Charge

0.3%‭ ‬Min 10‭ ‬USD‭ - ‬Max 100‭ ‬USD or Equivalent

‭+ ‬Telex or Swift Charges + Correspondent Charge

0.3%‭ ‬Min 10‭ ‬USD‭ - ‬Max 100‭ ‬USD or Equivalent

‭+ ‬Telex or Swift Charges+Correspondent Charge

Over the counter in FCY

0.1%‭ ‬Min 10‭ ‬EGP‭ - ‬Max 250‭ ‬EGP

‭+ ‬50%‭ ‬of Swift Charges‭ ‬

‭+ Physical‬ Correspondent Charegs

0.1%‭ ‬Min 10‭ ‬EGP‭ - ‬Max 250‭ ‬EGP

‭+ ‬50%‭ ‬of Swift Charges‭ ‬

‭+ ‬‭Physical ‬ Correspondent Charegs

0.1%‭ ‬Min 10‭ ‬EGP‭ - ‬Max 250‭ ‬EGP

‭+ ‬50%‭ ‬of Swift Charges‭ ‬

‭ ‬ +Physical Correspondent Charegs

Through Internet or Mobile Banking in LCY

0.15%‭ ‬Min 10‭ ‬USD‭ - ‬Max 100‭ ‬USD or Equivalent

‭+ ‬50%‭ ‬of Swift Charges+ Correspondent Chage‭ ‬

0.15%‭ ‬Min 10‭ ‬USD‭ - ‬Max 100‭ ‬USD or Equivalent

‭+ ‬50%‭ ‬of Swift Charges +Correspondent Charge‭ ‬

0.15%‭ ‬Min 10‭ ‬USD‭ - ‬Max 100‭ ‬USD or Equivalent

‭+ ‬50%‭ ‬of Swift Charges +Correspondent Charge‭ ‬

Through Internet or Mobile Banking in USD



 
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