Save and Invest
We offer you a range of diverse current and savings accounts with customizable features to meet various lifestyles. As a CIB Wealth customer, you have access to accounts that help you to earn airline miles, enjoy exclusive insurance benefits, and access a variety of value-added services. Our savings account options allow you to accumulate interest at competitive daily, monthly, and quarterly rates. You can also enjoy advantageous interest rates on term deposits and investment opportunities available through CIB mutual funds.
Finance your ambitions
You can apply for a personal loan worth up to EGP 3,000,000 and an overdraft facility with a limit up to EGP 125,000 that can be repaid over a period of 1 to 7 years. You will also be able to apply for secured facilities including overdrafts and personal loans worth up to 95% of your secured deposits.
Additionally:
Loans from EGP 150,000 to EGP 3,000,000 can be without guarantees
Preferential interest rates
Life insurance during the loan repayment period
Flexible loan repayment period from 12 to 84 months
Convenience of repayment through more than 200 branches and over 340 cash deposit machines.
CIB Wealth Platinum Debit and Credit Cards
Our complimentary premium Platinum debit and credit cards at issuance provide you with a safe and convenient shopping experience. You can link your Platinum debit card to your foreign currency account. Spend freely with your cards and benefit from the high local and international withdrawal and purchasing limits.
| Description | | Dredit Card number of transactions allowed | Debit Card Linked to EGP accounts | Debit Card linked to foreign currency accounts | Credit Card number of transactions allowed | Credit Card usage limits |
| Purchase Limits | local | Unlimited | EGP 80,000/day | EGP 80,000/day | Unlimited | Full limit |
| | International | Unlimited | No international spend limits | No international spend limits | Unlimited | Full limit |
| Cash Withdrawal Limits | Local | 10 transactions | EGP 40,000/day | EGP 40,000/day | 10 transactions | EGP 60,000/day |
| | International | Unlimited | EGP 30,000/month | USD 5,000/month | Unlimited | EGP 60,000/day
|
BONUS Points Program from CIB
Every time you shop using your CIB Platinum cards, collect BONUS points through our exceptional rewards program and redeem your points for e-vouchers, cash back and trip bookings. You earn 3 BONUS points for every EGP 1 spent on your Platinum credit card and 1.5 BONUS points for every EGP 1 spent on your Platinum debit card.
Visit bonus.cibeg.com to know your points' balance and redemption options.
Your cards are also covered by up to USD 5,000 against accidental damages to purchases. With this exclusive card, you have access to over 20 airport lounges throughout the Middle East and can receive discounts of up to 40% from over 100 retailers.
As a CIB Wealth customer you will also enjoy:
Free account opening
Preferential feeds and charges
Complimentary safe deposit boxes in selected branches
A range of insurance programs
CIB Wealth Exclusive Charges
| Item | Frequency | Prime | Wealth |
| Account Opening | one off | EGP 50 | Free |
| Debit card | at issuance | EGP 50 | Free |
| Signature verification | per document | EGP 20 | Free |
Standing instruction*
(Internal Transfer) | per transfer | EGP 20 | Free |
| *EGP 100 for initial subscription + EGP 30/External Transfer | | | |
| Checkbook issuance | | | |
| 12 checks | per checkbook | EGP 40 | Free |
| 24 checks | per checkbook | EGP 80 | Free |
| 48 checks | per checkbook | EGP 160 | Free |
| Branch Transactions | |
| |
Credit Card settlement
(less than EGP 10K) | per transaction | EGP 30 | Free |
Cash deposit/withdrawal
(less than EGP 10K) | per transaction | EGP 30 | Free |
| Safe Deposit Box | | | |
5.0cm
| yearly | EGP 800 | Free |
| 7.5cm | yearly | EGP 1,000 | Free |
| 10cm | yearly | EGP 1,400 | EGP 350 |
| 15cm | yearly | EGP 1,800 | EGP 450 |
| 20cm | yearly | EGP 2,400 | EGP 600 |
| 30cm | yearly | EGP 3,000 | EGP 800
|
To check CIB tariffs, please click here
* Terms & Conditions apply
