Features More than just luxury
CIB Wealth is committed to providing you with the best-in-class banking journey to help you achieve your lifetime goals
Wealth, Prioritized: Uninterrupted Excellence
Your dedicated, top-tier Relationship Manager. Instant, 24/7 access to our CIB Wealth exclusive hotline (19847). Priority service in our Wealth Lounges and with dedicated teller queues. Experience banking redefined!
Wealth Amplified: Your Financial Advantage
CIB Wealth unlocks a suite of premium financial advantages. Enjoy higher preferential rates on deposits, enhanced travel FX limits, streamlined loan approvals with higher amounts. Experience banking designed to amplify your financial success.Precision at Your Command
CIB digital platforms offer direct access to your financial wallet. Connect with your Relationship Manager, manage accounts, cards, and execute transfers up to EGP 20M per day. Explore investment funds and depositary products, enjoy Apple Pay, and set up your account instantly. Seamless, secure, and readily accessible.Wealth Referral Program
Refer your friends and family to open a new account with CIB Wealth and earn 1,000,000 BONUS points worth EGP 5,000. For more information and terms & conditions, click here.
An Exclusive Welcome Privilege
Your journey to exceptional banking starts here. With CIB Wealth, you will be rewarded with 1,000,000 welcome BONUS points worth EGP 5,000 when you join CIB Wealth with a minimum deposit of EGP 1,500,000 or its equivalent in foreign currency. For more information and terms & conditions, click here.World Credit Card
The World Credit Card earns 4 BONUS Points for every 1 EGP spent on purchases, whether in-store or online. Apply now!
- You can issue up to 4 supplementary cards and enjoy full control over each one — set individual spending limits to each card to match your financial needs.
- Enjoy unlimited lounge access to 1200+ airport lounges worldwide at specific MasterCard lounges, for more info use the Travel Pass App.
Lending with Preferential Pricing on Interest Rates and Administrative Fees, Exclusive for CIB Wealth Customers
- Secured facilities of up to 95% are available, backed by Certificates of Deposit or Time Deposits.
- Unsecured exposure is offered up to EGP 6M for payroll customers and up to EGP 5M for non-payroll customers. In addition, an unsecured overdraft is available a line of credit offered to CIB Wealth clients, providing access to short-term funds based on their balances.
Enjoy Exclusive Privileges with CIB Wealth
Luxury Services & Preferential Rates The perks of being CIB Wealth
CIB Wealth sets the standards for delivering personalized services with hospitality experiences as well as higher limits, lower charges, more exclusivity designed uniquely for you!
| Section | Details |
|---|---|
| Eligibility | You can enjoy more exclusive benefits by joining CIB Exclusive Wealth when you maintain a minimum balance of EGP 5,000,000 (or its equivalent in other currencies) across all your CIB positions |
| Exclusive benefits | Higher interest rates - free safe box (5 cm & 7 cm) including rental and insurance fees - selected free service requests |
| Available Credit Cards | World Elite - World |
Referral program Member Get Member
To receive the reward points, the referred individual must meet the following criteria: Existing customers will earn 1,000,000 BONUS points (valued at EGP 5,000) in the month following the opening of the referred Wealth account, provided that the CIB Wealth threshold of EGP 1,500,000 (or its equivalent in foreign currency) is maintained.
For more information, please contact your CIB Wealth Relationship Manager or call 19847 (VIP) to learn more.
An Exclusive Welcome Privilege
New-to-bank customers who maintain a month-end closing balance of at least EGP 1.5 million (or the equivalent in foreign currency) will receive 1,000,000 welcome BONUS points, valued at EGP 5,000. The points will be credited to the customer’s loyalty balance in the month following account opening.
Example: If a customer opens an account in October 2025 and deposits EGP 6 million, maintaining the required balance through month-end, the welcome BONUS points will be credited in November 2025.
For more information, please call 19847 (VIP).
BONUS points loyalty program
Every time you shop using your CIB Platinum cards, collect BONUS points through our exceptional rewards program and redeem your points for e-vouchers and cash back. For every 1 EGP spent, you earn 3 BONUS points on your Platinum credit card, 4 BONUS points on your World credit card and 1.5 BONUS points on your Platinum debit card.
Learn more about the BONUS points program.
| Account Name | Annual Interest Rate – Exclusive Wealth | Annual Interest Rate - Wealth | Interest Payment Frequency |
|---|---|---|---|
| EGP Everyday Savers Account | 11.50% | 11.00% |
Daily Interest is calculated on the daily closing balance and credited daily |
| EGP WellSavers Account - Daily | 10.00% | 10.00% |
Daily Interest is calculated on the daily closing balance and credited daily |
| EGP WellSavers Account - Monthly | 10.75% | 10.75% |
Monthly Interest is calculated based on the lowest monthly closing balance and credited monthly |
| EGP WellSavers Account - Quarterly | 11.50% | 11.50% |
Quarterly Interest is calculated based on the lowest monthly closing balance and credited quarterly |
| Certificates of Deposit / Time Deposits | click here for more details |
| Point of Comparison/ Card Type | World Elite Credit Card | World Credit Card |
|---|---|---|
| Minimum Credit Limit | EGP 250,000 | EGP 100,000 |
| Earn Rate |
4 BONUS points for each 1 EGP spent domestically and 5 BONUS points for each 1 EGP spent Internationally |
4 BONUS points for each 1 EGP spent |
| Gift Bonus/Welcome Miles |
Annual Rewarding BONUS of 1.2M points “worth EGP 6K” subject to spend threshold of EGP 4M within 1 year |
Annual Rewarding BONUS of 400K points “worth EGP 2K” subject to spend threshold of EGP 1.5 M within 1 year |
| Airport Lounge Access | Yes | Yes |
| Annual Membership Fee |
EGP 8,000 |
EGP 2,500 |
| Eligible Segments | Private/Exclusive Wealth | All Segments |
| More Details | Click here | Click here |
The Smokery
The Smokery Beach
Pier88
Galambo
Emirates
Health and Wellness
Travel
VIP Services
Bill Payments
Car Care
Dining
Entertainment
Errands
Government Paperwork
Home Care
CIB Wealth Management Community
Experience the CIB Wealth Management Community, where a dedicated team is committed to supporting your financial journey. Benefit from personalized guidance from our expert Relationship Managers, receive dedicated assistance from our exclusive call center agents, and enjoy a seamless banking experience with dedicated wealth lounges and priority queues across our branch network nationwide. We are a full structure designed to understand your unique needs and provide the highest level of personalized service.
Experiences CIB Wealth, bringing the most memorable and luxurious experiences!
Ways to bank Bank on the go with CIB Wealth
ATMs
Online Banking
Access CIB banking services on the go! Control your finances at home, in the office, and on the road.
