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Do you want to save money?

Are you looking to protect yourself & your family's future with a unique insurance plan?

CIB combined both into a one of a kind product that gives you more than just money … introducing the Premium Savers account!


 


What is the Premium Savers Account?

This is a new savings account offered in EGP and full of exclusive features tailored especially for you, including:

  • Interest calculated on your savings with different frequencies (daily, monthly, or quarterly)
  • Life and non-life insurance provided by AXA with tailored benefits according to your segment; Prime, Plus, or Wealth
  • BONUS Points and other benefits
  • Account opening with a minimum of EGP 20,000

Premium Savers Account's Benefits Details:

A wide range of life and non-life insurance benefits, as follows:

Insurance Type / coverage Balance /SegmentSegmented Benefits

PrimePlusWealth
ADD (Accidental Death & Disability)EGP 200,000EGP 500,000EGP 1M
Educational Allowance EGP 100,000EGP 250,000EGP 500,000
Accidental MedicalEGP 25,000EGP 50,000EGP 75,000
Home InsuranceEGP 100,000EGP 250,000EGP 500,000
  ​Motor Insurance Unique benefit (on Auto Go product) ​ ​


  • *In case of Permanent Partial Disability due to an accident, a percentage of the benefit ceiling is paid, according to each segment (Prime/Plus/Wealth)
  • According to insurance coverage terms & conditions 
  • For coverage, features and claim process please click here

 

Different interest payment frequencies - daily, monthly, or quarterly:

Amount/Interest Frequency (EGP)DailyMonthlyQuarterly
0  to 20,0000.00%0.00%0.00%
20,000 - 50,0000.00%0.00%3.75%
50,000 - 100,0000.00%4.00%4.00%
100,000 - 150,0001.25%4.25%4.25%
150,000 - 200,0001.25%4.50%5.25%
200,000 - 350,0001.25%4.75%5.50%
350,000 - 500,0001.50%5.00%5.75%
500,000 - 650,0001.75%5.25%6.00%
650,000 - 750,0002.00%5.50%6.25%
750,000 - 1M2.25%5.75%6.50%
1M - 2M4.25%6.00%7.00%
2M - 5M5.25%7.25%7.75%
5M - 7.5M6.00%7.75%8.00%
7.5M - 15M6.25%8.00%8.25%
15M - 20M7.25%8.25%8.50%


Additional Benefits:

Benefits & Waivers
Segmented Benefits
Prime PlusWealth
Bonus Points2 times monthly interest amount4 times monthly interest amount6 times monthly interest amount
Credit Card issuance feesFree Free Free 
Unsecured Personal Loan Admin Fees50%50%50%
Debit Card issuance FeesFreeFreeFree

(For New to bank only)


Enjoy Our most convenient Internet and Mobile Banking services, which help you access your accounts 24/7.


Fees and Charges:

Fees and charges (EGP)PrimePlusWealth
Annual Premium/Annual Admin Fees180240360
E-StatementFree
Bank Statement - Quarterly120
Bank Statement - Monthly240
Bank Statement - Weekly500
Bank Statement -- Daily2,500

 

 Required Documents :

  • A copy of a valid national ID (for Egyptians) or a valid passport (for foreigners)
  • Recent original utility bill (electricity or gas)
  • Proof of income
  • Proof of permanent residence (for foreigners)

 

For further inquiries, please call us at 19666 or visit your nearest CIB branch.


Terms and conditions apply – The bank has the right to change the interest rates