Commercial International Bank - Egypt (CIB) is pleased to announce the launch of the "Arab Financial Inclusion Day CBE Initiative" from the 1^st of April to the 30^th of April 2026. The initiative aims to empower everyone to access the bank’s products and services designed to fit their lifestyle and secure their financial future.

The initiative offers the following product:

1. Bedaya Savings Account
2. Bedaya Business Account
3. Bedaya Current Account

The benefits and features of Bedaya product:

1. Bedaya Savings Account

• Only a National ID is required to open the account
• Annual interest rate at 2.00%, with monthly interest payment frequency starting from EGP 1
• Free debit card issuance
• Low Monthly subscription fees of EGP 10
• Offered to New-to-Bank Egyptian citizens only
• EGP 100 per visit in-branch fees on the following transactions:
  • Cash deposit
  • Cash withdrawal (except for account opening and closure)
  • Internal and external transfers have additional fees (CBE instructions regarding fees exemptions to be considered)
  • Credit card settlement regardless of the amount
• Defined limits:
  • Daily debit transaction limit: EGP 90K
  • Monthly debit transaction limit: EGP 300K
  • Account balance limit: EGP 750K
• In case of a limit breach, the account will be suspended, and the customer will have to visit the branch to fill out a full KYC form and change the account type.

2.Bedaya Business Account:

• Offered to all companies with a commercial register and independent professions with an activity permit license/workplace
• Account limits:
  • Daily debit limit: EGP 120,000
  • Monthly debit limit: EGP 600,000
  • Total customer position: EGP 1,500,000
• Access to the CIB Business Online platform
• Free account opening fees and no minimum balance required
• Free debit card issuance and deposit card
• Checkbook issuance
• EGP 100 in-branch fees on the following transactions:
• Cash deposit and Cash withdrawal (except for account opening and closing)
• Internal and external transfers require additional fees (CBE instructions regarding fee exemptions will be considered)
• Credit card settlement (regardless of amount)
• In case of limit breach, account will be suspended and the customer will have to visit the branch to fill out the full KYC and change the account type.

3.Bedaya Current Account:

• Offered to freelance professions – Economic activity
• Account limits:
  • Daily debit limit: EGP 90,000
  • Monthly debit limit: EGP 300,000
  • Total customer position: EGP 750,000
• Access to the CIB Business Online platform
• No account opening fees and no minimum balance required
• Free debit card issuance and deposit card
• EGP 100 in-branch fees on the following transactions:
• Cash deposit
• Cash withdrawal (except for account opening and closing)
• Internal and external transfers require additional fees (CBE instructions regarding fees exemptions will be considered)
• Credit card settlement (Regardless of amount)
• In case of limit breach, account will be suspended and the customer will have to visit the branch to fill out the full KYC and change the account type

Please visit the nearest CIB branch to benefit from the initiative.

Terms & conditions apply.

Tax registration number: 204-891-949.