Features Your Time Deposit on your terms

Put your money to work at higher interest rates without locking your money down for long periods

Time Deposit Showcase Source

Enjoy our Segment based pricing on the Local currency conventional Time Deposit starting EGP 5,000!

Time Deposit pricing is based on the customer’s segment to provide you with an elevated and tailored experience. For more information, click here

Fixed time, fixed amount, fixed rate

Control your finances and cashflow. Know exactly how much money you’ll earn and when. Book a TD starting from one week and up to 2 years

Meet your personal and work needs

TDs are available for individual and Business banking (Medium and small companies) customers

Automatic renewal

Organize your finances and set your TD to renew automatically

Choose your currency & your payment frequency

Time deposits are available in EGP, USD, EUR and GBP. You can also choose your interest payment frequency between monthly, quarterly, semi-annual, annual and at maturity. 

Leverage your TD

Apply for an overdraft for up to 95% of the deposit value to maintain your liquidity

Exclusive Rates for 60+ Citizens

If you’re 60+ years old, you can enjoy preferential interest rates on newly booked EGP Time Deposits. Visit your nearest CIB branch to benefit from this exclusive offer.

Types of TDs Explore the different types of TDs

Short and medium term

  • Duration: from one week to two years
  • For individual and Business banking (Medium and small companies) customers
  • Interest payment monthly, quarterly, semiannually, annually, or at maturity

Offers Discover the newest offers at CIB

We add new offers all the time, so remember to check back for the latest deals

Rates Earn interest in the following monthly, quarterly, and yearly payment frequencies

Requirements How to book a Time Deposit?

  • CIB customers 
    Book your time deposit through internet or mobile banking and enjoy a seamless experience.

  • New customers 
    Visit the nearest branch to open an account and sign the time deposit applications with the following documents:
    - Valid national ID or valid passport for foreigners
    - Recent original utility bill (electricity or gas)
    - Proof of Income
    - Proof of permanent residence for foreigners

Terms and conditions apply.

Learning center Learn more about banking and your finances

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