FEATURES Flexible enough to meet anyone's needs

Whether you have high cashflow and need daily interest calculations, or want to save long-term and keep your money accessible.

Segment based pricing

Delivering a clear pricing methodology by offering the interest rates according to the customer’s segment.

Minimum balances

To start earning interest you’ll need to have a minimum balance, as listed in the details below

Choose whichever currency suits your needs

We offer Savers Accounts in EGP, USD, GBP and EUR

More features

Online Banking gives you control

Keep control of your account using our Online Banking. Check your balance, and track your interest from your home, office or on the go.

Access Offers, Earn and Spend BONUS points

With your debit card, get access to exclusive offers and discounts. Spend with your debit card and earn BONUS points which you can redeem for cash back or spend at our partner stores.

Exclusive Rates and Fees for 60+ Citizens

If you’re 60+ years old, you can enjoy waived fees for opening a new account (across all accounts types) and the e-statement service. You can also benefit from preferential interest rates on the EGP Savers account, with monthly and quarterly interest payment frequencies. In addition, access a premium banking experience through our priority service across CIB’s branch network.

Details How and when your interest is calculated and paid out

Local currency account (EGP)

Open an EGP account and get the following options:

Minimum amount to open the account EGP 20,000
Monthly: interest calculated on lowest monthly balance and credited monthly
Quarterly: interest calculated on lowest monthly balance and credited quarterly

GBP and EUR accounts

Open a saving account with a minimum balance of GBP or EUR 1,000, and get interest is calculated on your daily closing balance and credited quarterly to the account.

USD account

Open a USD account with a minimum of USD 1,000 and get:

Daily tiered interest starting at USD 5,000, calculated on daily closing balance and credited daily
Monthly tiered interest starting at USD 5,000, calculated on lowest monthly balance and credited monthly
Quarterly tiered interest starting at USD 5,000, calculated on daily closing balance and credited quarterly

Offers Expect more from life!

We add new offers all the time, so remember to check back for the latest details

View all discounts

Interest rates and fees Interest rates and fees for the Savers Account

Segment/Frequency	Monthly	Quarterly
Prime Starting from EGP 20K	3.00%	3.25%
Plus Starting from EGP 50K	4.25%	4.50%
Wealth Starting from EGP 50K	6.25%	6.50%
Exclusive Wealth Starting from EGP 50K	6.75%	7.25%
Private Starting from EGP 50K	7.50%	7.75%

Exclusive Wealth coding criteria: Total AUMs starting from EGP 5,000,000.

Segment/Frequency	Monthly	Quarterly
Prime Starting from EGP 20K	3.25%	3.50%
Plus Starting from EGP 50K	4.50%	4.75%
Wealth Starting from EGP 50K	6.50%	6.75%
Exclusive Wealth Starting from EGP 50K	7.00%	7.50%
Private Starting from EGP 50K	7.75%	8.00%

Exclusive Wealth coding criteria: Total AUMs starting from EGP 5,000,000.

Tenor	Interest payment amount	Interest rates
Daily	5K to 49.99K 50K to 249.99K 250K to 499.99K 500K and Above	0.10% 0.15% 0.20% 0.25%
Monthly	5K to 49.99K 50K to 249.99K 250K to 499.99K 500K and Above	0.20% 0.30% 0.40% 0.50%
Quarterly	5K to 49.99K 50K to 249.99K 250K to 499.99K 500K and Above	0.35% 0.45% 0.55% 0.65%

Tenor	Currency	Interest rates
Quarterly	EUR GBP	0.001% 0.01%

Banking service	Amount in EGP or its equivalent
Account opening fees	Prime and Plus EGP Account: EGP 100 Prime and Plus Foreign Account: USD 5.5 Wealth: Free Private: Free
Quarter Admin Fees - EGP Savers	Prime: EGP 50 Plus: EGP 50 Wealth: EGP 75 Exclusive Wealth and Private: EGP 120
Quarter Admin Fees - Foreign Currency Savers	USD 4 or equivalent
Paper Statement - Quarterly	EGP 60
Paper Statement - Monthly	EGP 180
Paper Statement - Weekly	EGP 780
Paper Statement - Daily	EGP 1250
E-Statement	EGP 7.5
Debit card fees	Read more here