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Features Benefits at your fingertips

CIB's Titanium Credit Card is all you need to create a memorable lifestyle
Titanium

Your welcome BONUS 

Earn 20,000 BONUS points worth EGP 100 as a welcome gift when you use your card in a retail purchase within the first 2 months of issuance. 

Extra 20,000 BONUS points worth EGP 100 when you spend EGP 20K within the first 3 months of issuance. 

** This welcome reward kit is rewarded once to the newly issued credit cards and doesn’t apply in case of card upgrade.

Earn BONUS point for each 1 EGP

You'll earn 2 BONUS points for each 1 EGP you spend, to be used at any of our partner merchants

Use your card anywhere in the world 

Use your Titanium Credit Card whenever you travel 

Exclusive Offers 

Enjoy access to exclusive CIB offers, discounts and installments, with our participating merchants

Enough credit to suit your lifestyle

The minimum card limit is EGP 10,000 

Pay your purchases back on your time

Take advantage of an interest-free period of up to 55 days per purchase, and cash withdrawal of up to 100% of the credit limit

Secure transactions

High security is guaranteed through SMS alerts on transactions, monthly statements and secure e-payment

Benefits Premium benefits for premium customers

Airport lounge access has never been easier

To enjoy a new seamless digital experience via the MasterCard Travel Pass app. Generate a QR code through the app or if you’re offline, share your membership number from the app. To download the application, click here and gain free access to over 15 airport lounges.

Peace of mind, with our insurance

Get Insurance Coverage with Credit Shield Program from AXA which covers life, total permanent disability, critical illness, loss of keys and personal identification paper, illegal use of your credit card as well as theft of electronics. For subscription, please visit Credit Shield.

Take care of your family

Issue up to four free supplementary cards for your family members, to manage your spending easily.

Tap to pay with CIB Contactless Cards

Now, with just a simple tap you can pay for your everyday small purchases up to EGP 600 without needing to enter the PIN for purchases. To know more about the merchants who support the new Contactless feature, click here.Interested to know more about CIB Contactless feature, check our FAQs, click here.

Offers Discover the newest offers in CIB

Your Titanium Credit Card will give you access to exclusive CIB offers

Electronics

0% installments
Switch plus

Install your purchases over 6 months with 0% interest

Valid until 01/01/2025
Telecommunication

0% installments
Orange

Install your purchases over 3 or 6 months with 0% interest

Valid until 01/01/2025
Supermarkets

Installments
Carrefour

Enjoy 12,18 or 24 months installments

Valid until 01/01/2025
View all discounts

More details The benefits your Titanium card will give you

Platinum Titanium/Heya Gold White CIB noon
World Wide​ Purchase Power World Wide​ Purchase Power World Wide​ Purchase Power World Wide ​Purchase Power World Wide ​Purchase Power
Installment Payment Plan (EPP) Installment Payment Plan (EPP) Installment Payment Plan (EPP) Installment Payment Plan (EPP) Installment Payment Plan (EPP)
​Free Supplementary Cards ​Free Supplementary Cards ​Free Supplementary Cards ​Free Supplementary Cards
Mastercard Airport Lounge Access Mastercard Airport Lounge Access Up to 20,000 gift points worth EGP 100 Visa Airport Lounge Access
​Purchase Protection Up to 40,000 gift points worth EGP 200 1 BONUS Point per EGP 1 spent 1.5 BONUS Point per EGP 1 spent outside noon
Mastercard Emergency Service 2 BONUS Points per EGP 1 spent Spend more than EGP 60k/year and have your annual renewal fees waived
Up to 80,000 gift points worth EGP 400 EGP 100 cashback when you perform your first retail transaction within the first 60 days of card activation
3 BONUS Points per EGP 1 spent        
​Lower Interest Rate        

 

Credit cards benefits Q & A

Benefits Q and A
Benefits Q and A.pdf 439.1 KB

Important information

Credit Card Fees and Charges
Credit Card Fees and Charges.pdf 1.4 MB
Terms and Conditions
Terms and Conditions.pdf 172.2 KB

Cards International Limits

New International limits for Debit and Credit cards
New International limits for Debit and Credit cards.pdf 137.0 KB

Requirements What you need to get your Titanium Credit Card

Request a Titanium Credit Card and our team will be in touch within 48 hours

  • For Egyptians and non-Egyptians
  • Above the age of 21 and below 65*
  • Salaried, self-employed, and professionals

*Terms and conditions apply

** Some programs require a max age of 60

 
  • Copy of valid National ID
  • Recent utility bill (within the past 3 months)
  • Income proof (an HR letter or 3 pay slips within the past 6 months)
  • Other documents may be requested
  1. Apply online with the below link or complete an application form at one of our branches  
  2. Provide the required documents     
  3. If your application is approved, you will receive a confirmation SMS and the Credit card will be delivered to the address you mentioned in the application form
Apply now
Learning center Useful banking tips

History and Technology of the Egyptian Banknotes

How to build your net worth

How to manage your bills

Browse learning centre

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We care Our dedicated team is committed to meeting your needs

Online

Chat with 'Zaki' our digital assistant to guide you through our products and services, or reach out on social media.

On the phone

For support, including emergencies such as cards closure or immediate critical feedback.

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Our trained team of tellers and relationship managers are here to help you get the service you need. 

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