Executive Committee

The Executive Committee is appointed by the CEO. The Committee shall consist of a minimum of five members, with at least one executive board director to be assisted by executive officers of the Bank. The bank’s Executive Committee is responsible for overseeing the banking operations, strategic planning, and overall management of the bank. The committee plays a vital role in ensuring that the bank operates effectively, ethically, and in compliance with industry standards and regulations.

The High Lending and Investment Committee (HLIC)

The Committee’s purpose is to have oversight and approve all IB lending and Direct Investment transactions’ (cases’) at thresholds and exceptions determined by the Bank’s Policies approved by the Board of Directors’ (BoD). HLIC is the authority responsible for appointing the members and monitoring the decisions & performance of the other Credit Committees in the Bank.

Non-Performing Loans & Investments Committee

The Committee’s purpose is to manage and approve Institutional Banking (IB) Non-Performing Accounts (RR 8 – RR 10), Involuntary Investments and Written Off exposures for both IB and Business Banking (BB) and Consumer Banking accounts.

The Management Risk Committee

The Committee is responsible to implement an effective risk management framework and provide oversight of the Bank’s spectrum of risk-taking activities, encompassing financial risks including credit, market, liquidity, interest, investments as well as other core risks such as operational, third-party, technology, reputation, strategic, model and social & environmental as part of the overall Enterprise Risk Management strategy in order to create a forward-looking Risk approach, coupled with a strong Risk Culture, and a robust IMMMR (identification, measuring, managing, monitoring and reporting), and in compliance with both local regulations and international best practice.