Experience an Unrivaled Travel Experience
Transform your journey by unlocking warm lounges, comfortable seating, and complimentary refreshments with your VISA Business Platinum credit card. Check out the benefits here
FEATURES Your trusted business partner
Empowering your daily business decisions
Simplifies your routine for business success through a comprehensive range of services and features that help you efficiently manage your company's expensesGrow your business
Extend your resources with up to 45-day interest-free grace period. Keep your business moving forward and pay your social media advertising, utilities, governmental payments, fuel expenses and more
Unlock your business’s limits
Experience quick and flexible credit approvals with our stand-alone unsecured credit card programs. Get the funds you need, and enjoy the convenience of flexible payment options and instalments over up to 60 months
More features
Protect your funds
Swiftly protect your businesses against possible losses resulting from employees misuse with the Company Liability Waiver Insurance (CLWI) and other card protection services from VISA, for more, click here
Exclusive Offers
Benefit from 0% interest instalments offers with a diverse range of partner merchants and explore a wide range of discounts and exclusive offers on your company’s purchases. for more, click here
Cards for your entire team
Give trusted employees added purchasing power with CIB VISA Business Platinum Credit Card and easily monitor their spending
Limited Time Offer!
Existing and new CIB Visa Business Platinum credit cardholders can enjoy 2% cashback on purchases when using their card during May 2025 subject to spending minimum amount of EGP 20,000. You can opt-in/subscribe in the campaign by sending "2%" to 4435. Refunded transactions and cash withdrawals are excluded.Benefits Exclusive Benefits to compliment your Business
Exclusive Access to Growing Together Academy
Enjoy free access to Almentor.net, an educational home to hundreds of video courses and motivational talks in both Arabic and English that has provided over 3 million successful learning experiences. Cardholders can easily register using any of CIB Visa Platinum Business Cards. To know more, click here
Other Benefits
Explore the various exclusive benefits, including Networking, Mentoring, Productivity, and Marketing solutions, as well as IT and Telecommunications services. click here to know moreLimits, fees and charges Discover the card limits
| Description | Fees and charges |
|---|---|
|
Issuance & Renewal Fees |
EGP 1,000
|
|
Replacement Fees |
Free
|
|
Interest Rate |
3.99%
|
|
Grace Period
|
45 days on purchase only
|
|
Over Limit Fees
|
EGP 150
|
|
Late Payment Fees
|
EGP 150
|
|
Cash Withdrawal Fees from Domestic ATMs
|
4% (Min. EGP 40)
|
|
Cash Withdrawal Fees from International ATMs
|
10% (Min. EGP 20) |
|
Foreign Exchange Mark Up Fees
|
5% |
|
Daily Cash Withdrawal Limit inside Egypt
|
EGP 30,000
|
|
Monthly Cash Withdrawal Limit Outside Egypt
|
EGP 4,000 |
| Monthly International Purchase & International Online Purchase limit | EGP 175,000* |
| Monthly International Online Purchase limit inside Egypt | EGP 100,000 |
| Wallet Loading Fees | 2% from the total loaded amount (Min. EGP 5) |
| Customer Communication Fee (Statement and SMS Service) | EGP 20 (Monthly) |
*Maximum foreign currency use within 30 days is the monthly International Purchase Limit set in the above table. Please note that the 30-days count will start with the first transaction in foreign currency on a rolling basis.
*In case in traveling abroad please click here
