Super Business Loan (SBL)

CIB offers short-term overdraft facility financing working investment needs for suppliers, overheads, salaries, taxes, customs, etc. in addition to issuing partially secured bid, performance, and advance payment letters of guarantee to support the company’s operations and tendering activities for existing and non-existing CIB customers:

• Tailored to customers with an annual sales turnover of EGP 10 million up to EGP 200 million
• Credit limit up to EGP 7 million
• 10% of facility could be issued in the form of corporate credit card with a maximum limit of EGP 250,000
• A dedicated relationship manager
• Interest rates subject to CBE initiatives if the conditions of the initiative apply

Growth Loan

The Growth Loan follows our continuous efforts to meet the needs of our clients. It’s a convenient, easy and fast loan that can be used for quick capital infusion to the company to pay their employees’ salaries, taxes, buy raw materials, pay customs, or cover expenses needed to keep their businesses running. The loan can also be used for business expansion plans and fleet finance.

• Tailored for customers with an annual sales turnover of EGP 1 million up to 200 million
• Credit limit up to EGP 6 million
• No mortgage required in case of fixed assets finance
• Loan tenor up to 3 years
• Competitive TAT for approval
• A dedicated relationship manager
• Interest rates subject to CBE initiatives if the conditions of the initiative apply

Sustainable Finance Loan

The Sustainable Finance Loan is the first-of-its kind in the market, supporting responsible growth with lines of credit reaching up to EGP 10 million.

• Tailored for customers with an annual sales turnover of EGP 1 million up to 200 million

1. Medium-term loans with tenors up to five years and a grace period reaching up to 150 days
2. Short-term facility to cover the company’s working investment needs
3. An additional corporate credit card can be issued with an amount reaching up to 10% of the facility, with a maximum limit of EGP 250,000

• A dedicated Relationship Manager with the support of a technical expert from the Sustainable Finance team to offer technical assistance services
• Incentive reaching up to 25% of the eligible financed assets, from several green finance programs funded by development financial institutions according to their applied eligibility criteria

*Interest rates are subject to the Central Bank of Egypt (CBE) initiatives if the conditions of the initiative are met.