Features The easiest on-boarding process with Bedaya savings account

Open the account with your National ID only

A much easier onboarding process offered to Egyptians (new to bank only) with no income proof, no opening fees and no minimum balance

A hassle-free experience

The ideal banking solution for people who want a hassle-free, accessible, and simple way of managing finances

Enjoy interest on your savings

Increase your savings with monthly fixed rate of 3% starting at EGP 1

Account Details Bedaya Savings Account Features

Account Features
Interest Rates	Monthly rate at 3.00% starting at EGP 1
Internet/Mobile Banking/E-Statement	Mandatory
Debit Transaction and Account Balance Limits	Applied

	Fees and Charges
Opening balance	Zero
Opening fees	Zero
Minimum balance	No minimum balance required
Monthly subscription	EGP 5 per month
In-branch fees*	EGP 100 per visit
Debit card issuance fees**	Free

*A fee of EGP 100 is deducted from the account for some in-branch teller transactions (e.g.: cash withdrawal/deposit, internal & external transfers, credit card settlement) regardless of the transaction amount.

**Applies to issuance fees only.

Limit Type	Daily Debit Transaction Limits	Monthly Debit Transaction Limits	Account Balance Limits
Amount	EGP30,000	EGP100,000	EGP 250,000

Note: In case of any breach, the account will be suspended.

If the daily or monthly debit transaction or account balance limit is breached, your account will be suspended, and the following will be required:

You will have to visit your nearest CIB branch within 30 days to avoid account closure.
Upon visiting the branch, you will only need to fill out a full KYC (personal information application) and provide income proof, then the account will be changed to Easy savings account.

Requirements How to open an account?

National ID
Utility bill (only in the case that the customer chooses an address other than the ID address)

Terms and conditions apply.

Tax registration number: 204-891-949.

Terms & Conditions.pdf 334.1 KB

Visit branch to apply

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Bedaya Savings Account

All you need is your National ID!