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FEATURES Flexible enough to meet anyone's needs

Whether you have high cashflow and need daily interest calculations, or want to save long-term and keep your money accessible.

Classic Saving Showcase Source

Segment based pricing

Delivering a clear pricing methodology by offering the interest rates according to the customer’s segment.

Minimum balances

To start earning interest you’ll need to have a minimum balance, as listed in the details below

Choose whichever currency suits your needs

We offer Savers Accounts in EGP, USD, GBP and EUR

Online Banking gives you control

Keep control of your account using our Online Banking. Check your balance, and track your interest from your home, office or on the go.

Access Offers, Earn and Spend BONUS points

With your debit card, get access to exclusive offers and discounts. Spend with your debit card and earn BONUS points which you can redeem for cash back or spend at our partner stores. 

Exclusive Rates and Fees for 60+ Citizens

If you’re 60+ years old, you can enjoy waived administration fees and preferential interest rates on the Savers account, with monthly and quarterly interest payment frequencies. Visit your nearest CIB branch to benefit from this exclusive offer.

Details How and when your interest is calculated and paid out

Local currency account (EGP)

Open an EGP account and get the following options:

  • Minimum amount to open the account EGP 20,000
  • Daily: interest calculated on daily closing balance and credited daily 
  • Monthly: interest calculated on lowest monthly balance and credited monthly
  • Quarterly: interest calculated on lowest monthly balance and credited quarterly

GBP and EUR accounts

Open a saving account with a minimum balance of GBP or EUR 1,000, and get interest is calculated on your daily closing balance and credited quarterly to the account.

USD account

Open a USD account with a minimum of USD 1,000 and get:

  • Daily tiered interest starting at USD 5,000, calculated on daily closing balance and credited daily
  • Monthly tiered interest starting at USD 5,000, calculated on lowest monthly balance and credited monthly
  • Quarterly tiered interest starting at USD 5,000, calculated on daily closing balance and credited quarterly

Offers Expect more from life!

We add new offers all the time, so remember to check back for the latest details

View all discounts
Interest rates and fees Interest rates and fees for the Savers Account
Segment/Frequency Monthly Quarterly

Prime

Starting from EGP 20K

 		3.00% 3.25%

Plus

Starting from EGP 50K

4.25%

4.50%

Wealth

Starting from EGP 50K

 		6.25% 6.50%

Exclusive Wealth

Starting from EGP 50K

 		6.75% 7.25%

Private

Starting from EGP 50K

7.50%

 		7.75%

The above EGP interest rates are effective starting Sunday 16 October 2022.

Exclusive Wealth coding criteria: Total AUMs starting from EGP 5,000,000.
Segment/Frequency Monthly Quarterly

Prime

Starting from EGP 20K

 		3.25% 3.50%

Plus

Starting from EGP 50K

4.50%

4.75%

Wealth

Starting from EGP 50K

 		6.50% 6.75%

Exclusive Wealth

Starting from EGP 50K

 		7.00% 7.50%

Private

Starting from EGP 50K

7.75%

 		8.00%

The above EGP interest rates are effective starting Sunday 16 October 2022.

Exclusive Wealth coding criteria: Total AUMs starting from EGP 5,000,000.
Tenor Interest payment amount​ Interest rates

Daily​

5K to 49.99K

50K to 249.99K

250K to 499.99K

500K and Above

0.10%

0.15%

0.20%

0.25%

Monthly​

5K to 49.99K

50K to 249.99K

250K to 499.99K

500K and Above

0.20%

0.30%

0.40%

0.50%

Quarterly​

5K to 49.99K

50K to 249.99K

250K to 499.99K

500K and Above

0.35%

0.45%

0.55%

0.65%

The above USD interest rates are effective starting Sunday 16 October 2022.

Tenor Currency Interest rates

Quarterly​

EUR

GBP

0.001%

0.01%
Banking service  Amount in EGP or its equivalent

Quarter Admin Fees - EGP Savers

Prime: EGP 40

Plus: EGP 40

Wealth: EGP 60

Exclusive Wealth and Private: EGP 90

Quarter Admin Fees - Foreign Currency Savers 

 		EGP 40 or equivalent
Bank Statement - Quarterly*  EGP 35
Bank Statement - Monthly*  EGP 105
Bank Statement - Weekly* EGP 250
Bank Statement - Daily*  EGP 825
E-Statement - Quarterly Fees 

**EGP 7.5
Account opening fees

Prime: 50 EGP

Plus: 25 EGP

Wealth: Free

Private: Free
Debit card fees

Read more here

*Statement fees will be deducted on a quarterly basis
**E-statement fees are waived for senior citizens and CIB Private customers.

Requirements How to open an account?

  • CIB customers

Open an additional account through internet or mobile banking and enjoy a seamless experience. 

  • New customers

Visit the nearest branch and submit the following documents:
- Valid national ID or valid passport for foreigners
- Recent original utility bill (electricity or gas)
- Proof of Income
- Proof of permanent residence for foreigners

Terms and conditions apply.

Terms & Conditions
Terms & Conditions.pdf 397.9 KB
Visit branch to apply

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Chat with 'Zaki' our digital assistant to guide you through our products and services, or reach out on social media.

On the phone

For support, including emergencies such as cards closure or immediate critical feedback.

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Our trained team of tellers and relationship managers are here to help you get the service you need. 

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