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Features A shopping tool like no other

The Gold Credit Card is packed with exclusive features that will elevate your shopping experience

Gold

Your welcome BONUS 

Earn 10,000 BONUS points worth EGP 50 as a welcome gift when you use your card in a retail purchase within the first 2 months of issuance. 

Extra 10,000 BONUS points worth EGP 50 when you spend EGP 10K within the first 3 months of issuance. 

** This welcome reward kit is rewarded once to the newly issued credit cards and doesn’t apply in case of card upgrade.

A point for each 1 EGP

Earn 1 BONUS point for each 1 EGP you spend, to be used at any of our partner merchants

Exclusive offers

Access exclusive CIB offers, discounts and installments, with our participating merchants

Secure code

Your online transactions will always be secure with the use of a One-time password

Use your card wherever you travel

With our Gold Credit Card, you'll be able to make purchases worldwide

Your credit your way

Take advantage of an interest-free period of up to 55 days per purchase, and cash withdrawal of up to 100% of the credit limit

Secure transactions

High security is guaranteed through SMS alerts on transactions, monthly statements, and secure e-payment

Benefits Gold Credit Card users enjoy optimal benefits for convenient shopping

The benefit of insurance

Get Insurance Coverage with Credit Shield Program from AXA which covers life, total permanent disability, critical illness, loss of keys and personal identification paper, illegal use of your credit card as well as theft of electronics. For subscription, please visit Credit Shield.

Supplementary cards

Issue up to 4 free supplementary cards for your family members on your account to efficiently manage family spending

Tap to pay with CIB Contactless Cards

Now, with just a simple tap you can pay for your everyday small purchases up to EGP 600 without needing to enter the PIN for purchases. To know more about the merchants who support the new Contactless feature, click here.Interested to know more about CIB Contactless feature, check our FAQs, click here.

Offers Discover the newest offers with CIB

Your Gold Credit Card gives you access to exclusive discounts and installments

Telecommunication

0% installments
Vodafone

Install your purchases over 6 months with 0% interest

Valid until 01/01/2025
Supermarkets

Installments
Carrefour

Enjoy 12,18 or 24 months installments

Valid until 01/01/2025
View all discounts

More details The benefits of BONUS Credit Cards

Benefit Name World Platinum Titanium/Heya Gold CIB noon
World Wide ​Purchase Power ✔

✔

✔

✔

✔
Installment Payment Plan (EPP)

✔

 		✔ ✔ ✔ ✔
Free Supplementary Cards ✔ ✔ ✔ ✔ ✔
​Airport Lounge Access ✔ ✔ ✔

-

 		✔
​Purchase Protection ✔ ✔

-

-

-
Welcome & Spend BONUS points - Up to 80,000 gift points worth EGP 400 Up to 40,000 gift points worth EGP 200 Up to 20,000 gift points worth EGP 100 -
BONUS points earned per EGP 1 spent 4 BONUS Points per EGP 1 spent 3 BONUS Points per EGP 1 spent 2 BONUS Points per EGP 1 spent 1 BONUS Points per EGP 1 spent 1.5 BONUS Points per EGP 1 spent outside noon
Spend Activation Reward - - - - EGP 100 cashback when you perform your first retail transaction within the first 60 days of card's issuance
Renewal Fees Waiver - - - - Spend more than EGP 60K/Year and have your renewal fees waived

 

Important information

Credit Card Fees and Charges
Credit Card Fees and Charges.pdf 2.9 MB
Terms and Conditions
Terms and Conditions.pdf 172.2 KB

Cards International Limits

New International limits for Debit and Credit cards
New International limits for Debit and Credit cards.pdf 186.3 KB

Requirements What you need to get your Gold Credit Card

Request a Gold Credit Card and our team will be in touch within 48 hours

  • For Egyptians and non-Egyptians
  • Above the age of 21 and below 65*
  • Salaried, self-employed, and professionals

*Terms and conditions apply

** Some programs require a max age of 60

 
  • Copy of valid National ID
  • Recent utility bill (within the past 3 months)
  • Income proof (an HR letter or 3 pay slips within the past 6 months)
  • Other documents may be requested
  1. Apply online with the below link or complete an application form at one of our branches  
  2. Provide the required documents     
  3. If your application is approved, you will receive a confirmation SMS and the Credit card will be delivered to the address you mentioned in the application form
Apply now
Learning center Useful banking tips

The Central Bank of Egypts Most Influential Rate

How to keep your digital banking secure

Your Credit Score and What It Means

Browse learning centre

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We care Our dedicated team is committed to meeting your needs

Online

Chat with 'Zaki' our digital assistant to guide you through our products and services, or reach out on social media.

On the phone

For support, including emergencies such as cards closure or immediate critical feedback.

In branch

Our trained team of tellers and relationship managers are here to help you get the service you need. 

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