Addressing women needs while offering unique benefits and exclusive offers that suit different characters
Exclusive discounts up to 40% across a wide range of exclusively selected women-related merchants
Earn 20,000 BONUS points worth EGP 100 as a welcome gift when you use your card in a retail purchase within the first 2 months of issuance.
Extra 20,000 BONUS points worth EGP 100 when you spend EGP 20K within the first 3 months of issuance.
** This welcome reward kit is rewarded once to the newly issued credit cards and doesn’t apply in case of card upgrade.
You will earn two BONUS points for each 1 EGP you spend to be used at any of our partner merchants.
Enjoy automatic enrollment in 'Heya' life insurance to a value of EGP 25,000
You can now apply to up to 4 supplementary cards with no extra fees for your first-class family members. Issued cards for males will be in ‘Titanium’ card design.
Get Insurance Coverage with Credit Shield Program from AXA which covers life, total permanent disability, critical illness, loss of keys and personal identification paper, illegal use of your credit card as well as theft of electronics. For subscription, please visit Credit Shield.
Up to EGP 1 million insurance cover on your card's outstanding balance
Use your Heya card to make all your purchases on vacation. You will also gain free access to over 15 airport lounges, and travel in luxury, regardless your ticket category. To enjoy a new seamless digital experience via the MasterCard Travel Pass app. Generate a QR code through the app or if you’re offline, share your membership number from the app. To download the application, click here.
Now, with just a simple tap you can pay for your everyday small purchases up to EGP 600 without needing to enter the PIN for purchases. To know more about the merchants who support the new Contactless feature, click here.Interested to know more about CIB Contactless feature, check our FAQs, click here.
| Benefit Name | World | Platinum | Titanium/Heya | Gold | CIB noon |
|---|---|---|---|---|---|
| World Wide Purchase Power | ✔ |
✔ |
✔ |
✔ |
✔ |
| Installment Payment Plan (EPP) |
✔ |
✔ | ✔ | ✔ | ✔ |
| Free Supplementary Cards | ✔ | ✔ | ✔ | ✔ | ✔ |
| Airport Lounge Access | ✔ | ✔ | ✔ |
- |
✔ |
| Purchase Protection | ✔ | ✔ |
- |
- |
- |
| Welcome & Spend BONUS points | - | Up to 80,000 gift points worth EGP 400 | Up to 40,000 gift points worth EGP 200 | Up to 20,000 gift points worth EGP 100 | - |
| BONUS points earned per EGP 1 spent | 4 BONUS Points per EGP 1 spent | 3 BONUS Points per EGP 1 spent | 2 BONUS Points per EGP 1 spent | 1 BONUS Points per EGP 1 spent | 1.5 BONUS Points per EGP 1 spent outside noon |
| Spend Activation Reward | - | - | - | - | EGP 100 cashback when you perform your first retail transaction within the first 60 days of card's issuance |
| Renewal Fees Waiver | - | - | - | - | Spend more than EGP 60K/Year and have your renewal fees waived |
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