Choose from three different designs and enjoy an exciting shopping experience with exclusive offers
Exclusive discounts up to 40% across a wide range of exclusively selected women-related merchants
Earn 20,000 BONUS points worth EGP 100 as a welcome gift when you use your card in a retail purchase within the first 2 months of issuance.
Extra 20,000 BONUS points worth EGP 100 when you spend EGP 20K within the first 3 months of issuance.
** This welcome reward kit is rewarded once to the newly issued credit cards and doesn’t apply in case of card upgrade.
You will earn two BONUS points for each 1 EGP you spend to be used at any of our partner merchants.
Enjoy automatic enrollment in 'Heya' life insurance to a value of EGP 25,000
You can now apply to up to 4 supplementary cards with no extra fees for your first-class family members. Issued cards for males will be in ‘Titanium’ card design.
Get Insurance Coverage with Credit Shield Program from AXA which covers life, total permanent disability, critical illness, loss of keys and personal identification paper, illegal use of your credit card as well as theft of electronics. For subscription, please visit Credit Shield.
Up to EGP 1 million insurance cover on your card's outstanding balance
Use your Heya card to make all your purchases on vacation. You will also gain free access to over 15 airport lounges, and travel in luxury, regardless your ticket category. To enjoy a new seamless digital experience via the MasterCard Travel Pass app. Generate a QR code through the app or if you’re offline, share your membership number from the app. To download the application, click here.
Now, with just a simple tap you can pay for your everyday small purchases up to EGP 600 without needing to enter the PIN for purchases. To know more about the merchants who support the new Contactless feature, click here.Interested to know more about CIB Contactless feature, check our FAQs, click here.
| Platinum | Titanium/Heya | Gold | White | CIB noon |
|---|---|---|---|---|
| World Wide Purchase Power | World Wide Purchase Power | World Wide Purchase Power | World Wide Purchase Power | World Wide Purchase Power |
| Installment Payment Plan (EPP) | Installment Payment Plan (EPP) | Installment Payment Plan (EPP) | Installment Payment Plan (EPP) | Installment Payment Plan (EPP) |
| Free Supplementary Cards | Free Supplementary Cards | Free Supplementary Cards | Free Supplementary Cards | |
| Mastercard Airport Lounge Access | Mastercard Airport Lounge Access | Up to 20,000 gift points worth EGP 100 | Visa Airport Lounge Access | |
| Purchase Protection | Up to 40,000 gift points worth EGP 200 | 1 BONUS Point per EGP 1 spent | 1.5 BONUS Point per EGP 1 spent outside noon | |
| Mastercard Emergency Service | 2 BONUS Points per EGP 1 spent | Spend more than EGP 60k/year and have your annual renewal fees waived | ||
| Up to 80,000 gift points worth EGP 400 | EGP 100 cashback when you perform your first retail transaction within the first 60 days of card activation | |||
| 3 BONUS Points per EGP 1 spent | ||||
| Lower Interest Rate |
Find the right card for your current needs, compare all our cards to find the best one for you
Compare cardsLet us walk you through finding the best card with our product wizard
Help me choose
