Features Luxury at your fingertips

CIB's Platinum Credit Card is all you need to live a luxurious lifestyle


The best welcome BONUS 

Earn 40,000 BONUS points worth EGP 200 as a welcome gift when you use your card in a retail purchase within the first 2 months of issuance. 

Extra 40,000 BONUS points worth EGP 200 when you spend EGP 40K within the first 3 months of issuance. 

** This welcome reward kit is rewarded once to the newly issued credit cards and doesn’t apply in case of card upgrade.

Earn BONUS point for each 1 EGP

Earn 3 BONUS points for each 1 EGP you spend, and redeem them at any of our partner merchants

Exclusive offers with over 200 merchants

Access to exclusive CIB offers, discounts and installments, with our partner merchants

Use your card anywhere in the world

Use your Platinum Credit Card to make purchases whenever you travel

Treat yourself with a generous limit

The minimum card limit is EGP 30,000 

No pressure settlement

Take advantage of an interest-free period of up to 55 days per purchase, and cash withdrawal of up to 100% of the credit limit

Free supplementary cards

Issue up to four free supplementary cards for your family members

Benefits Premium benefits for premium customers

Travel smoothly

Gain free access to over 15 airport lounges, and travel in luxury


Get Insurance Coverage with Credit Shield Program from AXA which covers life, total permanent disability, critical illness, loss of keys and personal identification paper, illegal use of your credit card as well as theft of electronics. For subscription, please visit Credit Shield.

Tap to pay with CIB Contactless Cards

Now, with just a simple tap you can pay for your everyday small purchases up to EGP 600 without needing to enter the PIN for purchases. To know more about the merchants who support the new Contactless feature, click here.Interested to know more about CIB Contactless feature, check our FAQs, click here.

Offers Get access to exclusive offers with your Platinum Credit Card

More details The benefits of a Platinum Credit Card

Platinum Titanium/Heya Gold White
World Wide​ Purchase Power World Wide​ Purchase Power World Wide​ Purchase Power World Wide ​Purchase Power
Installment Payment Plan (EPP) Installment Payment Plan (EPP) Installment Payment Plan (EPP) Installment Payment Plan (EPP)
​Free Supplementary Cards ​Free Supplementary Cards ​Free Supplementary Cards  
​Lower Interest Rate ​Lower Interest Rate ​Lower Interest Rate  
Mastercard Airport Lounge Access Mastercard Airport Lounge Access Up to 20,000 gift points worth EGP 100  
​Purchase Protection Up to 40,000 gift points worth EGP 200 1 BONUS Point per EGP 1 spent  
Mastercard Emergency Service 2 BONUS Points per EGP 1 spent    
Up to 80,000 gift points worth EGP 400      
3 BONUS Points per EGP 1 spent      


Requirements What you need to get your Platinum Credit Card

Terms and conditions apply

  • For Egyptians and non-Egyptians
  • Above the age of 21 and below 65*
  • Salaried, self-employed, and professionals

*Terms and conditions apply

** Some programs require a max age of 60

  • Copy of valid National ID
  • Recent utility bill (within the past 3 months)
  • Income proof (an HR letter or 3 pay slips within the past 6 months)
  • Other documents may be requested
  1. Apply online with the below link or complete an application form at one of our branches  
  2. Provide the required documents     
  3. If your application is approved, you will receive a confirmation SMS and the Credit card will be delivered to the address you mentioned in the application form
Learning center Useful banking tips

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