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Features Welcome to the Convenience of CIB Swype Credit Card

Make your purchases more convenient with its automated installment plans and exciting rewards

Swype

Choose Your Card

Swype offers 3 credit cards; Swype 12 or 36 or 60
offering different installment plans to choose
what best suits you from 12, 36 or 60 months respectively

Convenient Installments

Every purchase you make, big or small, online or in-store, local or international is automatically converted into convenient fixed monthly installments based on your chosen card type. Subject to transaction value meets each card’s type set minimum*

Rewarding Purchases

Earn BONUS points on every installed purchasing transaction**

Use Your Card Wherever You Are

With Swype Credit Card, you'll be able to make purchases worldwide at unlimited merchants

Flexible Payments & Cash Access

Take advantage of an interest-free grace period of up to 40 days per

purchase, and cash withdrawal feature with zero fees for cash withdrawals from local ATMs only.

(Any cash withdrawal transaction below the minimum card installment limit will be subject to daily interest)***

Secure Transactions

High security is guaranteed through free SMS alerts on transactions, monthly statements, and secure e-payment with the use of one-time password

A Card Free of Charge

Enjoy your Swype card for free (no Issuance and Annual fees)

Benefits Use your Swype credit card and get infinite benefits

The benefit of insurance

Get Insurance Coverage with Credit Shield Program from AXA which covers life, total permanent disability, critical illness, loss of keys and personal identification paper, illegal use of your credit card as well as theft of electronics. For subscription, please visit Credit Shield.

Supplementary cards

Issue up to 4 free supplementary cards for your family members on your account to efficiently manage family spending

Swype Limited Time Offers

New
Electronics

10% Discount
Dubai Phone

10% discount when using CIB Swype credit cards.

Valid until 31/08/2025
Apply Now

More details Fees & limits of Swype Card

Card Type Swype 12 Swype 36 Swype 60
Issuance and Renewal Fees (EGP) Free

Free

Free
Supplementary Card fees

Free

Free

Free
Minimum Transaction value to be Installed* EGP 1,000 EGP 2,000

EGP 3,000
Interest Rate (Installment Payment plan) - Swype Only 2.67% 2.67% 2.67%
Interest Rate (Non-Installment Transactions) 3.99% 3.99%

3.99%
Admin Fees on Installed transactions - One time 2% of the transaction value 2% of the transaction value 2% of the transaction value
Cancellation fees on Installed transactions 5% of the total outstanding balance 5% of the total outstanding balance 5% of the total outstanding balance
Grace Period 40 Days on purchases only 40 Days on purchases only 40 Days on purchases only
Insurance on outstanding Balance

Free

 		Free Free
Cash withdrawal Fees from Domestic ATMs or POSs Free Free Free
BONUS points earned per EGP 1 spent on the installed retail transactions only** 1 BONUS Points per EGP 1 spent 2 BONUS Points per EGP 1 spent 3 BONUS Points per EGP 1 spent

***Any cash withdrawal transaction from local ATMs below the minimum card Installment limit will be subject to daily credit card interest as per the bank announced interest rates.

Yes, there are a one-time admin fees per transaction, deducted as a % from the total transaction value. For card fees and charges, click here.
Yes, late payment fees per month applies for each unsettled month. For card fees and charges click here.
No fees apply for cash withdrawals via ATM inside Egypt.
Yes, A fee applies for cash withdrawal outside Egypt. For card fees and charges click here.
Yes, you can take advantage of all the installment offers provided by CIB through it's merchant network, but only if you choose the offer's installment plan through the Point of Sale (POS) while purchasing.
Yes, but a cancellation fee per transaction will apply which is a % of the total outstanding transaction amount. For card fees and charges click here.
No, it is not possible to enroll any transaction on an equal payment plan with a different tenor than the card's identified tenor.
Yes, BONUS points are earned on retail transaction eligible for installment only, meaning that the retail transactions are meeting the minimum transaction value for installment per card type. (Cash transactions are excluded from BONUS points earning).
The first installment is due on the month following the transaction date. The installment is considered part of the minimum due amount, which consists of the installment or total installments in addition to the minimum due amount for non- installment balances, if any.
Swype credit card has 3 card types (Swype 12,36 & 60) offering 3 different default installment plans; 12, 36, or 60 months, allowing you to choose the one that best suits your needs and financial situation.

Swype Terms and Conditions

Terms and Conditions
Terms and Conditions.pdf 29.8 KB

Important information

Credit Card Fees and Charges
Credit Card Fees and Charges.pdf 2.4 MB
Terms and Conditions
Terms and Conditions.pdf 172.2 KB

Cards International Limits

New International limits for Debit and Credit cards
New International limits for Debit and Credit cards.pdf 186.5 KB

Requirements What you need to Apply for Swype Credit Card

Request a Swype Credit Card and our team will be in touch within 48 hours

Copy of a valid ID for Egyptians or passport for non-Egyptians

Recent telephone, electricity or gas utility bill (maximum three months old)

Recent HR letter or three salary slips or bank statements to cover the last six months (for non-payroll clients)

 

Additional documents may be requested depending on the case.

Apply now
Learning center Useful banking tips

The Central Bank of Egypts Most Influential Rate

How to keep your digital banking secure

Your Credit Score and What It Means

Browse learning centre

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We care Our dedicated team is committed to meeting your needs

Online

Chat with 'Zaki' our digital assistant to guide you through our products and services, or reach out on social media.

On the phone

For support, including emergencies such as cards closure or immediate critical feedback.

In branch

Our trained team of tellers and relationship managers are here to help you get the service you need. 

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