Features Welcome to the Convenience of CIB Swype Credit Card

Make your purchases more convenient with its automated installment plans and exciting rewards

Swype

Choose Your Card

Swype offers 3 credit cards; Swype 12 or 36 or 60
offering different installment plans to choose
what best suits you from 12, 36 or 60 months respectively

Convenient Installments

Every purchase you make, big or small, online or in-store, local or international is automatically converted into convenient fixed monthly installments based on your chosen card type. Subject to transaction value meets each card’s type set minimum*

Rewarding Purchases

Earn BONUS points on every installed purchasing transaction**

Use Your Card Wherever You Are

With Swype Credit Card, you'll be able to make purchases worldwide at unlimited merchants

Flexible Payments & Cash Access

Take advantage of an interest-free grace period of up to 40 days per

purchase, and cash withdrawal feature with zero fees for cash withdrawals from local ATMs only.

(Any cash withdrawal transaction below the minimum card installment limit will be subject to daily interest)***

Secure Transactions

High security is guaranteed through free SMS alerts on transactions, monthly statements, and secure e-payment with the use of one-time password

A Card Free of Charge

Enjoy your Swype card for free (no Issuance and Annual fees)

Benefits Use your Swype credit card and get infinite benefits

The benefit of insurance

Get Insurance Coverage with Credit Shield Program from AXA which covers life, total permanent disability, critical illness, loss of keys and personal identification paper, illegal use of your credit card as well as theft of electronics. For subscription, please visit Credit Shield.

Supplementary cards

Issue up to 4 free supplementary cards for your family members on your account to efficiently manage family spending

Offers Discover the newest offers with CIB

Get access to exclusive offers with your Swype credit card

More details Fees & limits of Swype Card

Card Type Swype 12 Swype 36 Swype 60
Issuance and Renewal Fees (EGP) Free

Free

Free

Supplementary Card fees

Free

Free

Free

Minimum Transaction value to be Installed* EGP 1,000 EGP 2,000

EGP 3,000

Interest Rate (Installment Payment plan) - Swype Only 2.67% 2.67% 2.67%
Interest Rate (Non-Installment Transactions) 3.99% 3.99%

3.99%

Admin Fees on Installed transactions - One time 2% of the transaction value 2% of the transaction value 2% of the transaction value
Cancellation fees on Installed transactions 5% of the total outstanding balance 5% of the total outstanding balance 5% of the total outstanding balance
Grace Period 40 Days on purchases only 40 Days on purchases only 40 Days on purchases only
Insurance on outstanding Balance

Free

Free Free
Cash withdrawal Fees from Domestic ATMs or POSs Free Free Free
BONUS points earned per EGP 1 spent on the installed retail transactions only** 1 BONUS Points per EGP 1 spent 2 BONUS Points per EGP 1 spent 3 BONUS Points per EGP 1 spent

***Any cash withdrawal transaction from local ATMs below the minimum card Installment limit will be subject to daily credit card interest as per the bank announced interest rates.

Requirements What you need to Apply for Swype Credit Card

Request a Swype Credit Card and our team will be in touch within 48 hours

Copy of a valid ID for Egyptians or passport for non-Egyptians

Recent telephone, electricity or gas utility bill (maximum three months old)

Recent HR letter or three salary slips or bank statements to cover the last six months (for non-payroll clients)

 

Additional documents may be requested depending on the case.

Learning center Useful banking tips

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