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Features Welcome to the Convenience of CIB Swype Credit Card

Make your purchases more convenient with its automated installment plans and exciting rewards

Swype

Choose Your Card

Swype offers 3 credit cards; Swype 12 or 36 or 60
offering different installment plans to choose
what best suits you from 12, 36 or 60 months respectively

Convenient Installments

Every purchase you make, big or small, online or in-store, local or international is automatically converted into convenient fixed monthly installments based on your chosen card type. Subject to transaction value meets each card’s type set minimum*

Rewarding Purchases

Earn BONUS points on every installed purchasing transaction**

Use Your Card Wherever You Are

With Swype Credit Card, you'll be able to make purchases worldwide at unlimited merchants

Flexible Payments & Cash Access

Take advantage of an interest-free grace period of up to 40 days per

purchase, and cash withdrawal feature with zero fees for cash withdrawals from local ATMs only.

(Any cash withdrawal transaction below the minimum card installment limit will be subject to daily interest)***

Secure Transactions

High security is guaranteed through free SMS alerts on transactions, monthly statements, and secure e-payment with the use of one-time password

A Card Free of Charge

Enjoy your Swype card for free (no Issuance and Annual fees)

Benefits Use your Swype credit card and get infinite benefits

The benefit of insurance

Get Insurance Coverage with Credit Shield Program from AXA which covers life, total permanent disability, critical illness, loss of keys and personal identification paper, illegal use of your credit card as well as theft of electronics. For subscription, please visit Credit Shield.

Supplementary cards

Issue up to 4 free supplementary cards for your family members on your account to efficiently manage family spending

Swype Limited Time Offers

New
Electronics

10% Discount
Dubai Phone

10% discount when using CIB Swype credit cards.

Valid until 31/08/2025
Apply Now

More details Fees & limits of Swype Card

Card Type Swype 12 Swype 36 Swype 60
Issuance and Renewal Fees (EGP) Free

Free

Free
Supplementary Card fees

Free

Free

Free
Minimum Transaction value to be Installed* EGP 1,000 EGP 2,000

EGP 3,000
Interest Rate (Installment Payment plan) - Swype Only 2.67% 2.67% 2.67%
Interest Rate (Non-Installment Transactions) 3.99% 3.99%

3.99%
Admin Fees on Installed transactions - One time 2% of the transaction value 2% of the transaction value 2% of the transaction value
Cancellation fees on Installed transactions 5% of the total outstanding balance 5% of the total outstanding balance 5% of the total outstanding balance
Grace Period 40 Days on purchases only 40 Days on purchases only 40 Days on purchases only
Insurance on outstanding Balance

Free

 		Free Free
Cash withdrawal Fees from Domestic ATMs or POSs Free Free Free
BONUS points earned per EGP 1 spent on the installed retail transactions only** 1 BONUS Points per EGP 1 spent 2 BONUS Points per EGP 1 spent 3 BONUS Points per EGP 1 spent

***Any cash withdrawal transaction from local ATMs below the minimum card Installment limit will be subject to daily credit card interest as per the bank announced interest rates.

You can earn BONUS points for the installed retail transactions only.

  • Swype 12: 1 point for ever EGP 1 on installed retail transactions only
  • Swype 36: 2 points for every EGP 1 on installed retail transactions only
  • Swype 60: 3 points for every EGP 1 on installed retail transactions only
If your cash transaction is above the minimum cap of installment amount, the monthly interest will be calculated based on the installment plan terms. If the cash withdrawal transaction is below the minimum cap, interest will be calculated daily until the full amount is settled. In that case, the interest calculated will be based on the announced rates by the bank.
Swype credit card has 3 card types (Swype 12,36 & 60) offering 3 different default installment plans; 12, 36, or 60 months, allowing you to choose the one that best suits your needs and financial situation.
Any transactions below the minimum specified value for each card type will not be installment-based. It will be treated as a normal credit transaction that is requested to be settled on the next cycle due date.
For card fees and charges click here.
Swype is a credit card operating on an installment re-payment basis. This mechanism allows paying all retail transactions and cash withdrawals in equal monthly installments instead of paying the entire amount at once. Swype will also help manage one’s budget and monthly expenses more easily by dividing the dues into equal monthly payments plans.
The grace period is 40 days.
Each card type has its own minimum transaction value. For more about the terms and conditions click here.
The interest rate applied for non-installment retail or cash withdrawal transactions: will be the monthly interest rate announced on the bank's website for Swype credit card (in case of cash withdrawal, interest will be calculated daily until the full amount is paid).
All transactions will be automatically enrolled into fixed installments depending on the card tenor including retail transactions (POS & E-Commerce) & cash withdrawal transactions. The customer can install transactions conducted locally a internationally in local & foreign currencies, subject to meeting the minimum transaction value for installments.

Swype Terms and Conditions

Terms and Conditions
Terms and Conditions.pdf 29.8 KB

Important information

Credit Card Fees and Charges
Credit Card Fees and Charges.pdf 2.4 MB
Terms and Conditions
Terms and Conditions.pdf 172.2 KB

Cards International Limits

New International limits for Debit and Credit cards
New International limits for Debit and Credit cards.pdf 186.5 KB

Requirements What you need to Apply for Swype Credit Card

Request a Swype Credit Card and our team will be in touch within 48 hours

Copy of a valid ID for Egyptians or passport for non-Egyptians

Recent telephone, electricity or gas utility bill (maximum three months old)

Recent HR letter or three salary slips or bank statements to cover the last six months (for non-payroll clients)

 

Additional documents may be requested depending on the case.

Apply now
Learning center Useful banking tips

The Central Bank of Egypts Most Influential Rate

How to keep your digital banking secure

Your Credit Score and What It Means

Browse learning centre

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We care Our dedicated team is committed to meeting your needs

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Chat with 'Zaki' our digital assistant to guide you through our products and services, or reach out on social media.

On the phone

For support, including emergencies such as cards closure or immediate critical feedback.

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Our trained team of tellers and relationship managers are here to help you get the service you need. 

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