Personal Banking FAQs

Yes, foreign exchange markup fees will apply. Please find more details on the exchange rate charged according to each card type from the following link: https://cib.eg/4z1.

There are three types of recurring fees on the card: a flat insurance fee charged every month, a stamp duty fee, which is 0.05% of the highest due amount in the last three months charged every quarter, and the card annual fee which is applied every year in the next month after the card issuance anniversary. Other fees can be applied upon certain events. You can check the full list of updated charges here: https://cib.eg/4z1.

This fee is applied when you exceed the card limit either due to a new transaction you’ve made or due to a bank charge such as annual fees. You can check the fees through the following link: https://cib.eg/4z1.

The interest will be on the total due amount in your statement if you don’t pay it in full. The monthly interest rate varies based on the card type. You can find out more details on the interest rates applied here: https://cib.eg/4z1.

You can exceed up to 5% above your credit card limit, but over-limit fees will apply. You can check the fees through the following link: https://cib.eg/4z1.

You can check the following link: https://cib.eg/uec.

You can find them at the following link: https://cib.eg/uec.

You can view it in details through the following link: https://cib.eg/uec.

You can explore the merchant EPP offers through the following link: https://cib.eg/d2h.

You can explore the exclusive monthly offers through the following link: https://cib.eg/inq.