1. Osoul Fund
Low-Risk
A low-risk money market fund that offers short to medium-term liquidity with accumulated daily returns.
Investment Type: Invests in Treasury Bills and Time Deposits.
Subscription and Redemption:
- Daily subscription and redemption.
- 0.1% subscription fee with a minimum of EGP 50.
Investment Tenor: Short to medium-term.
Minimum Subscription: 1 unit.
2. Istethmar Fund
High-Risk
Your simplest way to access the Egyptian Stock Exchange.
Investment Type: Equity Fund (Stocks registered on the Egyptian Stock Exchange- EGX).
Subscription and Redemption:
- Daily subscription (except on the last working day of the week).
- Weekly redemption on the first working day of the week.
- 0.25% subscription fee.
Investment Tenor: Long-term.
Minimum Subscription: 1 unit.
3. Aman Fund
High-Risk
An Islamic Equity Fund. Your way to Sharia compliant investment in the Egyptian Stock Exchange.
Investment Type: A Variety of Sharia-compliant stocks in industrial, production and service sectors, in addition to Sukuk.
Subscription and Redemption:
- Daily subscription (except on the last working day of the week).
- Weekly redemptions on the first working day of the week.
- 0.25% subscription fee / and 0.25% redemption fee.
Investment Tenor: Long-term.
Minimum Subscription: 1 unit.
4. Thabat Fund
Low-Risk
A fund of diversified fixed-income instruments.
Investment Type: Invests in fixed-income instruments (Treasury Bonds and Corporate Bonds).
Subscription and Redemption:
- Daily subscription with monthly redemption on the first working Sunday of each month.
- 0.1% subscription fee with a minimum of EGP 50.
Investment Tenor: Medium- to long-term.
Minimum Subscription: 1 unit.
5. Takamol Fund
Medium-Risk
Combine the growth of Egyptian equities with the stability of fixed income investments.
Investment Type: Mix of fixed income instruments and stocks of companies listed on the Egyptian Stock Market.
Subscription and Redemption:
- Daily subscription with weekly redemption on the first working day of the week.
- 0.1% subscription fee with a minimum of EGP 50.
Investment Tenor: Long-term.
Minimum Subscription: 1 unit.
- Log in to your Online Banking account
- Click on “Investment Funds” section or the “Request Center”, then select “Sell Investment Funds” button.
- Select the fund you wish to redeem.
- Enter the number of units you wish to redeem.
- Select the account to credit the amount to.
- Read the terms and conditions.
- Check the box to agree to the terms and conditions.
- Read the order summary.
- Click on "Confirm” to submit your redemption order.
- You will be directed to a confirmation page, where you can download the order receipt by clicking on “Download” button.
- Log in to your Online Banking account
- Click on “Investment Funds” section or the “Request Center”, then select “Sell Investment Funds”
- Select the fund you wish to redeem
- Enter the number of units you wish to redeem
- Select the account to credit the amount to
- Read the terms and conditions
- Check the box to agree to the terms and conditions
- Read the order summary
- Click on "Confirm” to submit your redemption order
- You will be directed to a confirmation page, where you can download the order receipt by clicking on “Download”
- Log in to your Online Banking account
- Click on “Add Icon (+)”, next to the “Savings & Investments” section
- Click on “Certificates of Deposits (CD)/Time Deposit (TD)”
- Click on “Book now” for either Certificate of Deposit or Time Deposit
- Fill in the required information, such as currency, interest frequency, tenor, maturity instructions, debit account, deposit amount and choose the accounts that amount will be debited from, principle credited to and interest account to credit to
- Review the Certificate of Deposit (CD)/Time Deposit (TD) request summary
- Read the terms and conditions
- Check the box to agree to the terms and conditions
- Click on “Confirm”
- Time Deposit (CD)/ /Time Deposit (TD) booked successfully
- Log in to your Online Banking account
- Click on “Add Icon (+)”, next to the “Loans” section
- Click on “Loans”
- Fill in the required information, such as type of loan, amount, purpose and loan tenor
- Review the loan summary
- Read the terms and conditions
- Check the box to agree to the terms and conditions
- Click on “Confirm”
- Loan request submitted successfully
- Login to your Online Banking account
- Click on “Transfers” from the home page
- Choose the type of transfer you need to perform
- Click on “New Beneficiary”
- For an Inside CIB beneficiary, enter the account number or IBAN number
- For an outside transfer, enter all required beneficiary and bank details
- Choose “Save Beneficiary & Close”
- Create a nickname for the beneficiary, select the sending account, then click on “Save Beneficiary”
- Enter the OTP from your activated CIB OTP token app
- Beneficiary added successfully
- Log in to your Online Banking account
- Click on “Add Icon (+)", next to the “Savings & Investments” section, then select “Accounts”
- Select the type of the additional account you want to open and its currency
- Select the account that will be used to obtain your signature
- Click on “Next”
- Review the account information summary before proceeding
- Read the terms and conditions
- Check the box to agree to the terms and conditions
- The account has been opened successfully
- Log in to your Online Banking account
- Click on “Accounts” under “Savings & Investments” section
- Select the account
- Click on the “View All” next to “Transactions”
- Click on “Filter”
- Filter by date or amount range, then click on “Apply”
- Then, click on “Download Transactions”
- In case you want to change the filter data, choose clear all
- Choose the needed format to download transactions, then click on “Download”
You can view detailed information about the active Equal Payment Plan installment program, including the remaining balances and tenors through the e-statement found on your Internet Banking or through the Mobile Banking app.
- Login to your Internet Banking or Mobile Banking account.
- Select “Payments".
- To pay a new bill, click on "Pay a new bill" or go directly to the desired bill category.
- Select "Bill Category" or search for it.
- Select the service and enter the required information.
- Select the payment method by selecting Credit Card or Account.
- Review Bill Summary.
- Click on "Confirm”.
- Enter the OTP from your activated OTP Token app.
- Payment is successful.
- Log in to your Online Banking account
- When using the Mobile Banking app, click on "More" on the bottom of the home page
- When using the Internet Banking service, click on "More", then choose "Services" or from the "Profile" icon on the home page and then, click on "My Contact Details"
- Click on “Edit Contact Details”
- Click on “Request an Update”
- Enter the OTP from your activated CIB OTP Token app
- Review the request Summary
- Click on “Confirm”
- Request submitted successful
- Log in to your Online Banking account
- Click on “Credit Cards” under “Cards” section on the home page
- Select the credit card
- Click on “Show My Transactions” under “My Transactions”
- Click on “Filter”
- Filter by date or amount range, then click on “Apply”
- Then, click on “Export”
- Choose the needed format to download transactions, then click on “Download” button