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Features Protect your money

Enjoy 100% capital protection after one year of subscription

Hemaya Fund

Fund launch

Launched in 2010, with an initial size of EGP 100 million, Hemaya is an open-ended fund

Diversification

Hemaya provides diversification through investing in a variety of financial instruments

Subscription and Redemption

Subscriptions and redemptions can be placed during the last five business days of every month until 12:00 p.m. at any of CIB's branches throughout Egypt, with a 0.25% subscription fee, and no redemption fee

Professionally managed

Hemaya Fund is professionally managed by CI Capital Asset Management

Minimum subscription

Minimum subscription is 1 investment certificate

BENEFITS The benefits of a professionally managed fund

Full capital protection

Benefit from growth in the Egyptian stock market and have your initial capital fully protected at maturity

High accumulated returns

Allocate up to 25% of your investment in local equities to improve your returns, while remaining protected from market down-turns

Important information Details of the Hemaya Fund
Asset type Maximum allocation
Fixed-income instruments

Deposits

Treasury Bills

Treasury Bonds

Bond Repurchase Agreements (Repos)
Similar mutual, money-market, and fixed-income funds 20% of portfolio
Local equities 25% of the net asset value of the fund
Sector 35% of the equity portion of the portfolio
Corporate stocks and bonds for related parties 20% of portfolio

Important product information

Prospectus 2021
Prospectus 2021.PDF 12.7 MB
Factsheet June 2021
Factsheet June 2021.pdf 285.7 KB

Requirements What you need to get started

Easily subscribe and redeem your funds through any CIB branch until 12:00 pm

You can easily subscribe and redeem your funds anytime until 12:00 PM Cairo-time at any of CIB’s branches.

Funds are managed professionally by CI Asset Management, a leader in the Egyptian market with regard to investment performance

For more information you can

  • Speak to Zaki, our bot [linked]
  • Call our customer service on 19666
  • Visit your nearest CIB branch
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