العربية

Features Protect your money

Enjoy 100% capital protection after one year of subscription

Hemaya Fund

Fund launch

Launched in 2010, with an initial size of EGP 100 million, Hemaya is an open-ended fund

Diversification

Hemaya provides diversification through investing in a variety of financial instruments

Subscription and Redemption

Subscriptions and redemptions can be placed during the last five business days of every month until 12:00 p.m. at any of CIB's branches throughout Egypt, with a 0.25% subscription fee, and no redemption fee

Professionally managed

Hemaya Fund is professionally managed by CI Capital Asset Management

Minimum subscription

Minimum subscription is 1 investment certificate

BENEFITS The benefits of a professionally managed fund

Full capital protection

Benefit from growth in the Egyptian stock market and have your initial capital fully protected at maturity

High accumulated returns

Allocate up to 25% of your investment in local equities to improve your returns, while remaining protected from market down-turns

Important information Details of the Hemaya Fund
Asset type Maximum allocation
Fixed-income instruments

Deposits

Treasury Bills

Treasury Bonds

Bond Repurchase Agreements (Repos)
Similar mutual, money-market, and fixed-income funds 20% of portfolio
Local equities 25% of the net asset value of the fund
Sector 35% of the equity portion of the portfolio
Corporate stocks and bonds for related parties 20% of portfolio

Important product information

Prospectus 2023
Prospectus 2023.PDF 13.6 MB
Hemaya Fund Subscription T&C
Hemaya Fund Subscription T&C.pdf 0.7 MB
Fact sheet
Fact sheet .pdf 0.9 MB
Hemaya Redemption T&C
Hemaya Redemption T&C.pdf 0.6 MB

Requirements What you need to get started

Easily subscribe and redeem your funds through any CIB branch until 12:00 pm

You can easily subscribe and redeem your funds anytime until 12:00 PM Cairo-time at any of CIB’s branches.

Funds are managed professionally by CI Asset Management, a leader in the Egyptian market with regard to investment performance

For more information you can

  • Speak to Zaki, our bot [linked]
  • Call our customer service on 19666
  • Visit your nearest CIB branch
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