Extra Cash: Enjoy instant access to funds with limits up to EGP 300,000—no collateral required.
Secured Overdraft: Get the flexibility you need by securing your overdraft against your Certificate of Deposit or Time Deposit. Choose your preferred limit up to 95% of your collateral value.
Apply now and experience a smooth, flexible repayment journey tailored to your needs.
Get your salary in advance Transfer your salary to your CIB account and enjoy up to twice your salary in advance.
Existing customer but your salary is not transferred to CIB?
Discover our exclusive programs designed just for non-payroll customers
Enjoy a flexible and convenient way to access immediate cash and cover your financial emergencies whenever needed. You can borrow up to 95% of your Certificate of Deposits or Time Deposits There is no need to worry about fixed installments or tenors, as you will only be charged based on the outstanding debit balance utilization and repaid at your convenience. CIB Secured Overdrafts are available to both Egyptian and non-Egyptian residents aged 21 and above.
Easy repayment at more than 198 branches and 1,000 cash deposit machines
We add new offers all the time, so remember to check back for the latest deals
| Description | Payment |
|---|---|
| Government Stamp duty (paid quarterly) | 0.05% on highest closing debit balance in the quarter |
| Highest monthly debit balance for overdraft (paid monthly) |
0.1% of highest closing debit balance in the month for:
0.15% of highest closing debit balance in the month for revolving unsecured overdraft |
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