Receive a payroll personal loan starting from EGP 10,000 up to EGP 9,000,000 depending on your cash flow
Borrow up to 9 million in an unsecured loan to pay your personal expenses, with a monthly installment of up to 50% of your monthly income up to 8 years
Leverage your residential property and get the cash loan you need for any purpose.
• Loan amounts up to EGP 5 million
• Flexible payment plans of up to 5 years
• At least 60% of the current unit price should be paid to ensure eligibility
Maintain peace of mind with life insurance during your loan repayment period no matter how long it is
Enjoy a flexible loan repayment period from 12 months to 96 months, and pay through more than 180 branches and more than 1,000 cash deposit machines
Enter your preferred amount and estimate your monthly payments
Start calculatingBorrow EGP 50,000 & repay over 8 years
Borrow EGP 500,000 & repay over 8 years
Borrow EGP 1 Milion & repay over 8 years
We add new offers all the time, so remember to check back for the latest deals
| Description | Fees & charges | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assessment Fees | EGP 200 (One-time payment) | |||||||||||||||
| Loan Service Fees (Monthly) |
Prime: 75 EGP |
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| Administration Fees on the total loan amount up to 8 years |
|
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| Administration Fees above 8 until 12 years' loan tenor | 2.5% from total loan amount | |||||||||||||||
| Administration Fees above 12 years' loan tenor | 3% from total loan amount | |||||||||||||||
| End use loans (Car Finance, Educational Loan, Solar Loan, Club Membership Loan, & Travel Loan) | 1% up to 8 years' loan tenor | |||||||||||||||
| Unsecured personal loans via apply online | 1% up to 8 years' loan tenor | |||||||||||||||
| Early Settlement Fees (Buyout) | 10% of total paid amount | |||||||||||||||
| Early Settlement Fees | 7% of total paid amount | |||||||||||||||
| Clearance Letter | EGP 50 | |||||||||||||||
| Liability letter issuance fees | EGP 50 | |||||||||||||||
| Facility Rescheduling fees | 2% on the outstanding balance | |||||||||||||||
| Late Payment Fees |
5% is added to applied interest rate and is applied to the overdue amount |
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| Government stamp duty (paid quarterly) | 0.05% on highest closing debit balance in the quarter | |||||||||||||||
| Life Insurance | Obligatory for unsecured loans |
Request a Personal Loan now and we will be in touch within 48 hours
Eligibility Criteria:
Insurance: Life insurance covers outstanding balance in case of death
Required documents: Application form, valid national ID, recent HR letter or three pay slips* or bank statements
*Applicants who have had a payroll relationship with CIB for more than three months do not have to provide an HR letter or pay slips.
Eligibility Criteria:
Insurance: Life insurance covers outstanding balance in case of death
Required documents:
To apply for one of CIB’s unique loans, simply follow these steps:
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