Features Let us plan your finances and you plan your vacation
Loan amounts that suit your income
Borrow up to EGP 9 million based on your cash flow to guarantee you the best repayment experience! Pay monthly installments of up to 50% of your monthly income up to 5 yearsPreferential interest rate
Use our loan calculator to get a taste of the best loan for you with interest rate from 27% to 36%Your life in safe hands!
Enjoy your life insurance benefit of during your loan repayment period no matter how long it isLoan calculator Use our loan calculator to find the best repayment plan for you
Calculate your repayments
Enter your preferred amount and estimate your monthly payments
Start calculatingRepayment examples of typical sums borrowed
-
Borrow EGP 50,000 & repay over 8 years
EGP 619.27 per month
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Borrow EGP 500,000 & repay over 8 years
EGP 825.70 per month
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Borrow EGP 1 Milion & repay over 8 years
EGP 1,211.93 per month
Offers Discover the newest offers with CIB
We add new offers all the time, so remember to check back for the latest deals
Fees and charges The fees and charges associated with your loan
| Description | Fees & charges |
|---|---|
| Assessment Fees | EGP 200 (One-time payment) |
| Service Fees |
CIB Prime: EGP 75 CIB Plus: EGP 120 CIB Wealth: EGP 200 CIB Exclusive Wealth: EGP 200 CIB Private: EGP 200 |
| Administration Fees | 1 % of total loan amount |
| Early Settlement Fees | 7% of total paid amount |
| Early Settlement Fees (Buyout) | 10% of total paid amount |
| Clearance Letter | EGP 50 |
| Liability Letter Issuance Fees | EGP 50 |
| Facility Rescheduling Fees | 2% on the outstanding balance |
| Late Payment Fees | 5% on late payments |
| Government Stamp Duty (Paid Quarterly) | 0.05% on highest closing debit balance in the Quarter |
| Life Insurance | Obligatory for unsecured loans |
Requirements What you need to get your CIB personal loan for travel
Request a personal loan for travel now and we will be in touch within 48 hours
Eligibility Criteria: Maximum age: 60 at loan maturity for salaried individuals; 65 for self-employed individuals
Insurance: Life insurance covers outstanding balance in case of death
Required documents:
- Application form and valid national ID
- CIB payroll relationship: Recent HR letter or three pay slips.
- No CIB payroll relationship: Recent HR letter or three pay slips, and utility bill
- Business Owners: Bank statement, recent utility bill and valid commercial register
To apply for one of CIB’s unique loans, simply follow these steps:
- Complete the application form online or visit one of our conveniently located branches around Egypt
- Provide the documents required for your loan
- If approved, a CIB representative will contact you accordingly.
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