Loyalty

BONUS Loyalty Program

Earn BONUS points on each EGP spent

Unlock BONUS

Redeem and spend your BONUS points in three simple steps

Whatever you want, whenever you want CIB’s BONUS program has the largest network of merchants in Egypt

You’ll have access to all kinds of groceries, clothing shops, restaurants, spas and more, with over 100 merchants. Login to your account to discover them.

Participating Merchants

Supermarkets

Carrefour

Valid until 31/12/2025

Kids world

Hedeya

Valid until 31/12/2025

Electronics

Tradeline

Valid until 31/12/2025

Electronics

B.TECH

Valid until 31/12/2025

New

Electronics

Dubai Phone

Valid until 31/12/2025

New

Supermarkets

LC Waikiki

Valid until 31/12/2025

Electronics

H&M

Valid until 31/12/2025

More Merchants

BONUS Family Redemption Options

BONUS Voucher

Redeem BONUS points as an E-Voucher! Select the desired amount, and you will instantly receive it in an SMS.

BONUS Cash

Redeem BONUS points as cashback! Select your eligible credit card, receive a confirmation SMS within 2 working days.

BONUS Give

Redeem BONUS points as a donation! Select the amount directly donated to the organization and follow the steps.

Redeem Now

Explore the Many Ways to Earn Points

Earn BONUS points on all kinds of transactions, and redeem them at one of our participating merchants in the biggest rewards network in Egypt

Type of transaction	Category	Points earned for every EGP 1 spent
Credit cards (Purchases)	World Elite	4 points for every EGP 1 spent domestically 5 bonus points for every EGP 1 spent internationally
	World	4 points
	Swype 12	1 point per EGP 1 spent for installment transactions only (Minimum transaction value EGP 1,000)
	Swype 36	2 points per EGP 1 spent for installment transactions only (Minimum transaction value EGP 2,000)
	Swype 60	3 points per EGP 1 spent for installment transactions only (Minimum transaction value EGP 3,000)
	Platinum	3 points
	Titanium/Heya	2 points
	CIB noon	1.5 points for every EGP 1 spent outside noon
	Gold	1 point
	Classic	1 point
	E-com	1 point
Debit cards (Purchases)	Platinum Titanium Classic	1.5 points 1 point 0.5 points
Internet banking	Third party transfer	500 points after 5th third party transfer transaction

Credit card type	Total amount spent in first 3 months	Spend points	Value in EGP
World	EGP 150,000	500,000 points	EGP 2,500
CIB noon	N/A	N/A	N/A
Platinum	EGP 60,000	150,000 points	EGP 750
Titanium/Heya	EGP 30,000	100,000 points	EGP 500
Gold	EGP 15,000	60,000 points	EGP 300

Get Welcome Spend BONUS points by using your credit card within the first 3 months of your credit card’s issuance date

Credit Card Type	Annual Spending Threshold	Bonus Points Value
Classic	EGP 150,000	EGP 250
Gold	EGP 150,000	EGP 250
Titanium	EGP 250,000	EGP 350
HEYA	EGP 250,000	EGP 350
Platinum For Prime	EGP 1,000,000	EGP 500
Platinum for Plus/Wealth/Private	EGP 600,000	EGP 500
World	EGP 1,500,000	EGP 2,000
World Elite	EGP 4,000,000	EGP 6,000

Spend and save! With CIB’s annual rewarding program, receive BONUS Points, Cashback, and many more loyalty rewards when you reach the annual spending threshold of your CIB credit card. For insightful FAQs, click here.

Credit Card Type	Annual Spending Threshold	Cashback Value
Cashback	EGP 80,000	EGP 350
Mileseverywhere Titanium	EGP 500,000	EGP 700
Mileseverywhere Platinum	EGP 1,500,000	EGP 900

Eligible customers are automatically enrolled to the BONUS points program
Points earned on cards will reflect within 2-3 business days from the transaction settlement date
Points expire after three years from the earn month
Make sure your personal data is updated on CIB banking system to guarantee the ability to register on the BONUS points program website and redeem
E-vouchers expire after three months from the redemption date
All redemptions are personalized and must be used by the main beneficiary who is the primary bank customer. You have to present your National ID or Passport at the merchant to be able to redeem.
Lost or expired e-vouchers cannot be replaced, and respective points are non-refundable
Minimum points balance to be able to redeem is 80,000 points
Points transfer is not available
Mileseverywhere cards are excluded from the BONUS points program
Internet banking points are given once in a lifetime after completing the 5th third party transfer
Point earning on telecommunication services and bill payments is capped at 40,000 points monthly
Not all transactions are eligible for BONUS points. Excluded transactions include ATMs, gas stations, government payments, and smart and electronic wallet transactions and loading

For more information, please call 19666 or visit your nearest CIB branch

The excluded products are EgyptAir Mileseverywhere family, Cashback credit card, Visa Business and Corporate credit cards, and noon transactions, whether through noon App or website using noon credit card.

The redemption options are BONUS Voucher (E-Voucher), BONUS Cash (Cashback), and BONUS Give (donate to charity).

Customers earn points by paying with any of the BONUS family credit or debit cards, and through third-party online transfers using internet banking.

BONUS Cash is a tool that allows customers to redeem their BONUS points as cashback on one of BONUS family credit cards and use them anywhere.

BONUS Give is a tool that allows customers to donate their BONUS points to charitable contributions

Cash Back is only applicable on valid CIB credit cards that are owned by the primary credit cardholders.

Our Loyalty program is a way for our customers to earn points for their everyday banking activities. Customers can choose their preferred redemption options by exchanging these points for exciting rewards. Redemption options include, BONUS Voucher (E-Voucher), BONUS Cash (Cashback), or BONUS Give (donate to charity).

All points will expire after 36 months of earning the points.

The BONUS points reflect within 2 to 3 working days from transaction settlement date.

Customers can find earned points and expiring points by visiting https://bonus.cibeg.com