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Features More than just a salary!

With CIB Payroll, access your salary easily and enjoy our wide range of banking products and services

Payroll

Easy access to your money

Wherever you are, access and control your salary easily and safely through CIB’s Online Banking platforms, including Internet Banking services and Mobile Banking application, and ATMs across Egypt.

Save and invest for a secured future

Make good use of your  money by choosing from our various saving options like the Savers Account, Time Deposits, Certificates of Deposit and insurance programs provided by AXA Insurance Egypt. You can book your Certificates of Deposit and Time Deposits instantly and easily through your Mobile Banking App.

Secure salary transfer

Get your salary easily, quickly and safely through CIB’s automated Payroll service. You will receive a free SMS each time your company transfers your salary to your account.

Instant account opening and waived fees

Open your CIB Payroll account easily in a few steps, with no minimum balance and zero annual admin fees.

Salary in advance through revolving overdrafts

Get your salary in advance through a revolving overdraft that grants you up to 80% of your salary upfront whenever needed. Apply Now!

Cards in your pocket

Receive a debit card when you open a CIB Payroll account and easily apply online for a credit card with discounted issuance fees, according to your company’s package.

Hassle-free loans

Apply online for a loan with little to no paperwork and enjoy preferential interest rates, according to your company’s package. You can also view the terms and conditions.

Recommendations Take a look at some products that might suit you

No barriers to keep you from managing your money. Check out these recommendations if your average monthly income is less than EGP 3K.


Spend and earn BONUS points

Treat yourself and your family to special gifts with the BONUS points you earn from your credit card transactions.

No need to wait for your salary

If you've finished your salary and need to pay the rest of your expenses, you can access our Revolving Overdraft anytime through our ATMs.

Bank with CIB without an account

Join our Smart Wallet and Prepaid Card Bundle for a fully secure banking experience without having to open a bank account. You can also get your salary through it.

Learn More

Enjoy exclusive services and experiences when you receive your salary through CIB. Check out these recommendations if your average monthly income is within EGP 3-7K.

 

Easy access loans

Your dreams are right within reach, with the help of a CIB Personal Loan. Maintain peace of mind with life insurance during your loan repayment period no matter how long it is

Earn points for your transactions

Earn BONUS points on your card transactions. Collect them and spend as you like.

No need to wait for your salary

If you've finished your salary and need to pay the rest of your expenses, you can access our Revolving Overdraft anytime through our ATMs.

Learn More

Build your career and enjoy special experiences with your family with CIB. Check out these recommendations if your average monthly income is within EGP 7-20K.

 

Buy a home, start a family

With our Mortgages you'll be able to buy a new home or renovate your current one.

Save and secure your future

With our Savers account, you can increase your savings and easily access your finances anywhere. 

Spend money and earn BONUS points

Treat yourself and your family to special gifts with the BONUS points you earn with your credit card transactions.

Learn More

Our products Save, spend and invest with CIB

Use our comparisons, calculators and wizards to help you find the best product for you

Comparison

Accounts

Whether you're looking to save or manage your daily transactions, we have the right account for you

Compare accounts
Comparison

Cards

Decide whether you want BONUS points or miles and apply for the card that suits your needs

Compare cards
Calculator

Loans and Mortgages

Use our Loan Calculator to find a realistic estimate for your monthly loan installment

Calculate now
Product Wizard

Help me choose wizard

Answer a couple questions in our 'Help me choose' wizard and get a recommendation from our full range of products

Help me choose

Segments Compare Segments with CIB Payroll

Take a look at the different benefits each segment offers for Payroll customers

Prime Payroll Customers

Among many other benefits, as a Prime Payroll customer you'll receive:

  • Net Salary from EGP 3,000 to EGP 19,999
  • Customized services, such as monthly offers on all CIB cards, and exclusive benefits for Payroll customers
  • Perks, such as vouchers and coupons exclusively for Prime customers
Learn More

Payroll Plus Customers

Among many other benefits, as a Payroll Plus customer you'll receive:

  • Net Salary from EGP 20,000 to EGP 59,999
  • Fast-track services at all CIB branches
  • Dedicated Plus Personal Banker for personalized banking advice to help you manage your financials
  • Preferential fees and charges
  • Access to over 1,000 airport lounges worldwide with the CIB Platinum Credit Card and 3 BONUS Points with every EGP 1 spent
  • Special assistance with a wide variety of governmental, travel and other lifestyle services through Les Concierge Egypt, saving you both time and effort
  • Exclusive perks, such as a special welcome pack, occasional gifts, invitations to events, vouchers and coupons
Learn More

Wealth Payroll Customers

Among many other benefits, as a Wealth Payroll customer you'll receive:

  • Net Salary from EGP 60,000 and above
  • Access to luxury services, including priority service at CIB branches and Wealth lounges
  • Wealth Relationship Manager for personalized banking advice to help you manage your finances
  • Branded checkbook
  • All around the clock Concierge services
  • Access to over 1,000 airport lounges worldwide with the CIB World Credit and 4 BONUS Points with every EGP 1 spent
  • Special perks, including exclusive invitations to events, vouchers, and partnerships with high–end lifestyle brands and venues
  • Preferential fees and charges
Learn More

Requirements Eligibility criteria and product offering

  • Salary: Monthly income from EGP 3,000 and above  
  • Occupation Type: Permanent/stable occupation
  • Facilities: Eligible for assets, such as credit cards, loans and salary in advance facilities (revolving overdrafts). Rates and fees vary according to the company’s package
  • Salary: Monthly income of less than EGP 3,000  
  • Occupation Type: Contract/project based occupation or temporary employee
  • Facilities: Not eligible for assets, such as credit cards, loans and salary in advance facilities (revolving overdrafts)

Apply Online Apply online now for cards, loans or overdrafts with ease!

Apply for a card

Apply for a loan or overdraft

Ways to Bank Bank on the go with CIB Payroll!

Online banking

Access CIB’s Online Banking services on the go! Manage your finances anytime, anywhere and make your payments easier and faster

Learn more

Chatbot

Chat with 'Zaki' our digital assistant to guide you through our products and services, or reach out on social media.

IVR

Learn more about CIB’s products and services and perform many banking transactions through our interactive voice response system! Once you call our hotline, the automated phone system technology will receive your incoming calls and provide you with the needed information

Learn more

ATMs

Wherever you are, benefit from our 24/7 digital services! Explore CIB’s ATM network of more than 1,200 ATMs across Egypt and find your nearest ATM

Learn more

CIB Smart Wallet

Your mobile is your wallet! With CIB Smart Wallet app, you can perform all financial transactions quickly and securely from the comfort of your couch

Learn more

Phone banking

No need to visit the branch to perform your banking transactions securely and privately! Call us from anywhere in the world 24/7 on 19666 from Egypt or +20219666 from abroad

CIB Wealth and CIB Private 24/7 on 19847 from EGYPT or (+202 37475500) from abroad

Learn more

Similar products and services that may interest you

Join CIB Payroll now to enable a world of benefits for your employees. Learn more by visiting the following pages.
Payroll Services
Run your business

Payroll Services

Faster, easier, safer
Business Solutions

Business Solutions

With CIB's Business Solutions Program your company will get the support it deserves!
View other services for businesses
We care Our dedicated team is committed to meeting your needs

Online

Chat with 'Zaki' our digital assistant to guide you through our products and services, or reach out on social media.

On the phone

For support, including emergencies such as cards closure or immediate critical feedback.

In branch

Our trained team of tellers and relationship managers are here to help you get the service you need. 

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