العربية

Features Beyond banking, beyond expectations

Welcome to CIB Plus, a personal banking segment offering personalized banking services, a fast track branch service, a variety of current and savings accounts, and exclusive experiences.
Plus

Personalized banking

Maintain a balance starting from EGP 300,000 or a monthly net salary from EGP 30,000 to EGP 80,000 or have an unsecured loan from CIB with a minimum of EGP 500,000 (or its equivalent in foreign currencies) to work with a dedicated Plus Banker who will provide you with personalized banking advice and support you to attain your best financial future

Fast track branch service

Receive immediate assistance whenever you visit CIB branches, where we ensure that your requests are processed as quickly as possible

Current and savings accounts

Save your money with CIB current and savings accounts and enjoy a diverse range of features, customized to meet various lifestyles and preferential fees and charges. Open an Everyday Savers account to watch your savings grow daily.

CIB Plus personal loans

Enjoy the best borrowing options in the market to fund a variety of personal needs from furnishing your new home to covering vacation expenses for you and your family

Titanium debit card

Forget cash and use your CIB Plus Titanium debit card!  Enjoy a limit of EGP 500,000 for purchases and EGP 30,000 for cash withdrawals inside Egypt

CIB Platinum credit card

Benefit from worldwide purchasing, installment plans, free supplementary cards for your family, BONUS points and access to airport MasterCard lounges with your Platinum Credit Card

Offers Exclusive offers all year long for CIB Plus customers

7% Discount

Enjoy a 7% off at Oberoi Hotels.

Valid until 31/10/2025
Travel

10% Discount

Enjoy a 10% off at Tropitel Sahl Hasheesh and Dahab.

Valid until 31/10/2025
Travel

Discount

Enjoy a 15% off at Movenpick Sharm El Sheikh

Valid until 30/06/2025
Travel

10% Discount

Enjoy a 10% off at Mercure Hurghada

Valid until 30/06/2025

Services CIB Plus non-financial services

Discover the personalized services you will receive when you join CIB Plus

 

Enjoy personalized services with Les Concierges Egypt when becoming a Plus customer

 

Entertainment Bookings

Indulge in endless entertainment with CIB Plus Concierge services, where the excitement never ceases. From securing tickets to music concerts, movies, and theater shows to arranging restaurant reservations for a memorable night out, your entertainment will be covered!

National ID/Passport Services

Need help renewing your national ID or passport? CIB Plus Governmental Concierges services can renew it for you with all ease.

Travel Arrangements

CIB Plus Concierge services goes beyond everyday tasks, by organizing your entire travel experiences, from booking flights, trains, buses, and hotels to offering visa assistance.

Pick Up/Delivery Services

Streamline your lifestyle with CIB Plus Concierge services, designed to handle all your tasks effortlessly, from collecting and dropping off items to shopping for groceries, books, gifts, delectable chocolates, and exquisite flowers.

Notary Services

Buying, selling or renting a property is no longer a big deal, Les Concierges Egypt will take care of all the documents and registrations, so you can relax and focus on the move itself.

VIP Services

Enhance your travel journey with CIB Plus Concierge's exclusive VIP offerings, featuring airport transfers, Ahlan VIP Service, and personalized meet and assist services.

Bill Payments

Say goodbye to bill-related stress with the convenience of CIB Plus Concierge services, offering smooth bill management solutions such as installment payments, renewing memberships for sports clubs and syndicates, handling utility bills, and taking care of school and university tuition fees.

Auto Services

Experience a smooth journey with CIB Plus Concierge services, through their auto service offerings such as assistance in selling or purchasing a vehicle, car detailing, scheduling maintenance, and access to car rentals.

Health and Wellness

Elevate your well-being with CIB Plus Concierge services, which places your health at the forefront by facilitating doctor appointments and referrals, arranging gym memberships, spa visits, and assisting you in enrolling in exclusive classes.
Download the app

CIB Plus Overseas

Do you live abroad and want to join CIB Plus? No worries! Enjoy a seamless banking experience with CIB Plus Overseas Banking no matter where you are!

Overseas Client Advisors

Our Overseas Client Advisors are specially trained to advise you on how to meet your financial goals while abroad. Our advisors are available via a free of charge conference call.

Virtual Banking service

While you're abroad, download the CIB Overseas Virtual Banking application on your iOS or Android smartphone, tablet or computer.

Learn more

Our CIB customers are the key to our success and providing them with special experiences is fundamental to us. We always strive to provide our CIB Plus clients and their families with special experiences all year round. From delicious dinners, securing VIP tickets for special concerts and entertainment venues, to providing exclusive seasonal gifts, our customers enjoy a number of perks and special deals throughout the year.

Through 2018 and 2019 some of our customers enjoyed attending the fancy Valentine’s Gala Dinner at Semiramis Intercontinental hotel, featuring an exclusive performance by singer Lily Farid, with the Cairo Jazz Orchestra. Other clients enjoyed the live performance of Carol Samaha along with “Abd El Halim Hafez” performance through the hologram technology. A bulk of cinema tickets were also dedicated to our special Plus customers that granted them access to Point 90, IMAX and Americana Plaza cinemas to enjoy movies of their choice.

As we value our Plus customers’ family time, we always aspire to providing them with special memories with their family. Our Plus customers and their children were invited to enjoy a full day of fun and activities at Kidzania and Sky Egypt.

Our special clients can always expect unforgettable experiences at the most sought-after destinations through our exclusive partnerships across Egypt.

Experiences Enjoy unforgettable experiences with CIB Plus
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Our CIB customers are the key to our success and providing them with special experiences is fundamental to us. We always strive to provide our CIB Plus customers and their families with unique experiences all year round.
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From enjoying delicious dinners at special prices, securing VIP tickets at concerts and entertainment venues, to receiving exclusive seasonal gifts, our customers receive numerous perks and unique deals throughout the year.
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Our customers can expect unforgettable experiences at the most sought-after destinations thanks to our exclusive partnerships across Egypt.
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Achieve your life goals

Want to buy a home, travel the world or become a millionaire? Learn about how we can help you achieve your goals.

Learn more
Account Name Annual Interest Rate Interest Payment Frequency
EGP Everyday Savers Account 11.75%

Daily

Interest is calculated on the daily closing balance and credited daily
EGP Savers Account - Monthly 4.25%

Monthly

Interest is calculated based on the lowest monthly closing balance and credited monthly
EGP Savers Account - Quarterly 4.50%

Quarterly

Interest is calculated based on the lowest monthly closing balance and credited quarterly

Learn more about CIB's accounts and deposits.

Explore all applicable fees and charges related to our personal banking services.

Ways to bank Bank on the go with CIB Plus!

Online banking

No need to visit the branch with CIB Plus online banking. Conduct banking transactions conveniently from the comfort of your home.

Smart Wallet

CIB is now in your pocket! With CIB Smart Wallet, you can transfer money to your loved ones, pay your bills, and so much more!

ATMs

CIB’s ATM network across Egypt brings the bank closer to you and offers you a convenient experience 24/7

Segments Compare CIB Plus to other CIB segments

Prime Customers

Among many other benefits, as a Prime customer you'll receive:

  • Increase your savings with Savers Account and choose from a wide range of currencies and interest payment frequencies
  • CIB credit cards: the best credit cards offering a wide variety of discounts with a variety of popular merchants
  • Personal loans: Exclusive interest rates tailored for payroll customers. Additionally, we offer various unsecured loan programs for non-payroll customers , all accompanied by insurance benefits and flexible repayment options
  • Exclusive services such as monthly offers on all CIB cards customized for your needs and exclusive benefits for payroll customers
  • Perks such as vouchers and coupons exclusively for Prime customers
Learn More

Plus Customers

Among many other benefits, as a Plus customer you'll receive:

  • Preferential rates for savings accounts
  • Credit card limits up to EGP 500,000
  • Financing up to EGP 675,000 for Personal Loans and up to EGP 225,000 for Credit Cards
  • Fast track services at all CIB branches; preferential fees and charges; Plus-branded chequebook; lifestyle privileges when spending with Platinum cards; renewal of governmental documents and concierge services through Les Concierge Egypt
  • Exclusive perks such as a welcome pack, a New Year's gift, events invitations, vouchers and coupons
Join Now

Wealth Customers

Among many other benefits, as a Wealth customer you'll receive:

  • Dedicated Wealth Relationship Manager
  • Dedicated Wealth Call Center: VIP (19847) 24/7.
  • Financing up to 2.5M EGP for Wealth customers & up to 5M EGP for Exclusive Wealth customers
  • Luxury services including priority service at CIB branches, Wealth lounges, preferential fees and charges, safe box and Wealth-branded chequebook, unique lifestyle privileges upon spending with your platinum cards
  • Concierge services through Les Concierge Egypt and CIB World and World Elite credit cards
  • Higher interest rates for Wealth and Exclusive Wealth clients on saving products; accounts and time deposits for local and foreign currencies.
  • Enhanced SMS Notification Services
Learn More

Private Customers

Among many other benefits, as a Private customer you'll receive:

  • Private Portfolio Management Services with management by CI Asset Management
  • CIB World Elite credit card with limits up to EGP 2 million
  • Personal loan finance up to EGP 9 million and Overdraft facility up to EGP 1 million
  • Exclusive Services including priority service at CIB branches, and exclusive Private Hub in Zamalek. Exclusive preferential fees and safe box and Private-branded chequebook
  • The highest transaction limits on Online banking. Settle your cards or transfer money between accounts with a daily limit of up to EGP 20 million
  • Concierge services through Quintessentially and World Elite Concierge Services
  • Perks including events invitations and strategic partnerships with established high-end brands in Egypt
Learn More

Want to enjoy secure salary transfers and easy access to your salary with CIB Plus Payroll?

Maintain a minimum net salary of EGP 30,000 or more, or its equivalent in foreign currencies. Click to learn more about your Payroll privileges.

Want to join CIB Plus?

Maintain a minimum balance of EGP 300,000 or its equivalent in foreign currencies as a total relationship balance or a minimum net salary of EGP 30,000 or its equivalent in foreign currencies. Contact us!
Learning center Learn more about banking and your finances

What Is a Bank

A bank stores money, moves money and lends money.

How to Save

Why do we save? Some people save to buy cars or houses...

Insurance Explained

Life is full of surprises; many are good but some others are less so.
Browse learning centre

We care Our dedicated team is committed to meeting your needs

Online

Chat with 'Zaki' our digital assistant to guide you through our products and services, or reach out on social media.

On the phone

For support, including emergencies such as cards closure or immediate critical feedback.

In branch

Our trained team of tellers and relationship managers are here to help you get the service you need. 

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