العربية

Features The right choice for a better banking experience

CIB Prime offers a banking experience with unique benefits and an array of products and services tailored for you

Prime

Grow your funds, secure your future

Enjoy a wide range of diverse savings accounts and saving schemes to help you save with CIB! Open an Everyday Savers account to watch your savings grow daily.

Banking on the go

Control your accounts, cards and funds with CIB's Online Banking platforms and our ATMs and branches available all across egypt.

Forget cash, use your card!

Enjoy a safe and convenient shopping experience with our credit and debit cards and earn BONUS points or Miles in the process.

Loans made just for you

Finance your different needs with our loans! Whether it's buying a car, paying for your children’s education, or traveling!

Offers Exclusive offers for CIB Prime customers

Stay tuned for exciting offers all year long.

Discount

Enjoy a 15% off at selected Jaz and Steigenberger Hotels.

Valid until 31/12/2025
Recommendations Take a look at some products that might suit you

 

No barriers to keep you from managing your money. Check out these recommendations if your average monthly income is less than EGP 3K.

Long-term saving products

Certificates of Deposit are a long-term saving plan that can help you secure a monthly income. You can save your money over 3, 5 or 7 years and choose to receive your interest payments monthly or quarterly. If you prefer to save your money for a shorter period, you can opt for Time Deposits which give you the flexibility to choose from periods of 1 week up to 2 years.

Secured Loans

CIB’s loans are your gateway to financing your personal and professional goals. Find a secured loan that suits your needs, whether it's owning a home, travel or for your children’s education.

Titanium Credit Card

CIB's Titanium credit card is all you need to create a memorable lifestyle and earn nonstop rewards and benefit from exclusive offers; payment plans and BONUS points.

National ID/Passport Services

Need help renewing your national ID or passport? Governmental Concierges services can renew it for you with all ease. Download the Les Concierges Egypt app now to enjoy unique services.

Health and Wellness

Elevate your well-being with Concierge services, which places your health at the forefront by facilitating doctor appointments and referrals, arranging gym memberships, spa visits, and assisting you in enrolling in exclusive classes. Download the Les Concierges Egypt app now to enjoy unique services.

Travel Arrangements

Concierge services goes beyond everyday tasks, by organizing your entire travel experiences, from booking flights, trains, buses, and hotels to offering visa assistance. Download the Les Concierges Egypt app now to enjoy unique services.
Join CIB Prime

Education Loans

Fund learning opportunities for yourself and jump start your future with CIB Education Loans for anyone aged 21 years or above.

International Student Identification Card (ISIC)

The ISIC card is the number one recognized student card comes with a multitude of special features. The only internationally recognized proof of full-time student status issued in over 130 countries. Make secure purchases and benefit from exclusive discounts worldwide.

Life and Saving Plans

You can purchase a Life and Saving plan provided by AXA Life Insurance Egypt to help you prepare for your dream effortlessly. It’s a long-term investment plan with a minimum of 10 years and several payment frequency options: monthly, semi-annually and annually.

Everyday Savers Account

Save your money in an Everyday Savers Account and watch your savings grow every day. This daily savings account is designed to increase your EGP savings every day to make your life easier and help you achieve your goals seamlessly.
Join CIB Prime

CIB Loans

CIB's loans empower women to achieve their personal and professional aspirations. Explore financing options designed for women, whether it's buying a home, buying a new car, funding education, or launching a business.

HEYA Credit Card

CIB's Heya credit card is designed just for women to give you the best benefits and features that suit your lifestyle. Earn nonstop rewards and benefit from exclusive offers, payment plans and BONUS points.

Health and Life & Saving Insurance Plans

Choose from a variety of health insurance plans that gives you and your family the highest quality of healthcare services provided by AXA Life Insurance Egypt. You can also benefit from an inclusive coverage for women that covers most cancer conditions at early and late stages. You can also start planning for your retirement with the Life and Savings insurance plans which provides several payment frequencies with a minimum of 10 years.

Saving Products

With CIB Prime, you can choose from a variety of saving products. Whether you decide to invest your money in the short-term with the Everyday Savers account, or in the medium-term with Time Deposits. The Everyday Savers account allows you to increase your savings daily while Time Deposits give you a higher interest rate over flexible time periods (from 1 week to 2 years) starting from and amount of EGP 5,000.
Join CIB Prime

CIB Loans

CIB’s loans are your gateway to financing your personal and professional goals. Find a loan that suits your needs, whether it's owning a home, travel or education. Choose from a variety of Personal Loans including Education Loan, Car Finance and Business Loans.

Current and Saving Accounts

With CIB Prime, you can choose from to open a current or saving account. Whether you decide to invest your money in the short-term with the Everyday Savers account, or open a current account to easily request a cheque book, CIB has multiple solutions for all your needs.

CIB Credit Cards

Apply for credit cards to receive multiple benefits on your purchases, BONUS points to redeem at a wide list of merchants, and 0% interest installment programs. The CIB Noon credit card gives you benefits with every purchase, valid exclusively when purchasing from Noon. Every time you use your card you’ll get an instant 5% discount on noon capped at EGP 150. With the Titanium MilesEverywhere, you’ll also get 1 mile for every EGP 20 spent.

Life and Saving Retirement Plans

You can purchase a Life and Saving plan provided by AXA Life Insurance Egypt to help you prepare for your retirement effortlessly. It’s a long-term investment plan with a minimum of 10 years with several payment frequency options: monthly, semi-annually and annually.
Join CIB Prime

Long-term saving products

Certificates of Deposit are a long-term saving plan that can help you secure a monthly income. You can save your money over 3, 5 or 7 years and choose to receive your interest payments monthly or quarterly. If you prefer to save your money for a shorter period, you can opt for Time Deposits which give you the flexibility to choose from periods of 1 week up to 2 years.

Secured Loans

CIB’s loans are your gateway to financing your personal and professional goals. Find a secured loan that suits your needs, whether it's owning a home, travel or for your children’s education.

Titanium Credit Card

CIB's Titanium credit card is all you need to create a memorable lifestyle and earn nonstop rewards and benefit from exclusive offers; payment plans and BONUS points.

National ID/Passport Services

Need help renewing your national ID or passport? Governmental Concierges services can renew it for you with all ease. Download the Les Concierges Egypt app now to enjoy unique services.

Health and Wellness

Elevate your well-being with Concierge services, which places your health at the forefront by facilitating doctor appointments and referrals, arranging gym memberships, spa visits, and assisting you in enrolling in exclusive classes. Download the Les Concierges Egypt app now to enjoy unique services.

Travel Arrangements

Concierge services goes beyond everyday tasks, by organizing your entire travel experiences, from booking flights, trains, buses, and hotels to offering visa assistance. Download the Les Concierges Egypt app now to enjoy unique services.
Join CIB Prime

Achieve your life goals 

Want to buy a home, fund your education or become a millionaire? Learn about how we can help you achieve your goals.

Explore our Life Goals
Account Name Annual Interest Rate Interest Payment Frequency
EGP Everyday Savers Account 7.75%

Daily

Interest is calculated on the daily closing balance and credited daily
EGP Savers Account - Monthly 3.00%

Monthly

Interest is calculated based on the lowest monthly closing balance and credited monthly
EGP Savers Account - Quarterly 3.25%

Quarterly

Interest is calculated based on the lowest monthly closing balance and credited quarterly

Learn more about CIB's accounts and deposits.

Explore all applicable fees and charges related to our personal banking services.

Ways to Bank Bank on the go with CIB Prime!

Online banking

Access CIB’s Online Banking services on the go! Manage your finances anytime, anywhere and make your payments easier and faster

Learn more

CIB Smart Wallet

Your mobile is your wallet! With CIB Smart Wallet app, you can perform all financial transactions quickly and securely from the comfort of your couch

Learn more

ATMs

Wherever you are, benefit from our 24/7 digital services! Explore CIB’s ATM network of more than 1,200 ATMs across Egypt and find your nearest ATM

Learn more

Segments Compare CIB Prime to other CIB segments

Take a look at the different benefits each segment offers

Prime Customers

Among many other benefits, as a Prime customer you'll receive:

  • Increase your savings with Savers Account and choose from a wide range of currencies and interest payment frequencies
  • CIB credit cards: the best credit cards offering a wide variety of discounts with a variety of popular merchants
  • Personal loans: Exclusive interest rates tailored for payroll customers. Additionally, we offer various unsecured loan programs for non-payroll customers , all accompanied by insurance benefits and flexible repayment options
  • Exclusive services such as monthly offers on all CIB cards customized for your needs and exclusive benefits for payroll customers
  • Perks such as vouchers and coupons exclusively for Prime customers
Learn More

Plus Customers

Among many other benefits, as a Plus customer you'll receive:

  • Preferential rates for savings accounts
  • Credit card limits up to EGP 500,000
  • Financing up to EGP 675,000 for Personal Loans and up to EGP 225,000 for Credit Cards
  • Fast track services at all CIB branches; preferential fees and charges; Plus-branded chequebook; lifestyle privileges when spending with Platinum cards; renewal of governmental documents and concierge services through Les Concierge Egypt
  • Exclusive perks such as a welcome pack, a New Year's gift, events invitations, vouchers and coupons
Learn More

Wealth Customers

Among many other benefits, as a Wealth customer you'll receive:

  • Dedicated Wealth Relationship Manager
  • Dedicated Wealth Call Center: VIP (19847) 24/7.
  • Financing up to 2.5M EGP for Wealth customers & up to 5M EGP for Exclusive Wealth customers
  • Luxury services including priority service at CIB branches, Wealth lounges, preferential fees and charges, safe box and Wealth-branded chequebook, unique lifestyle privileges upon spending with your platinum cards
  • Concierge services through Les Concierge Egypt and CIB World and World Elite credit cards
  • Higher interest rates for Wealth and Exclusive Wealth clients on saving products; accounts and time deposits for local and foreign currencies.
  • Enhanced SMS Notification Services
Learn More

Private Customers

Among many other benefits, as a Private customer you'll receive:

  • Private Portfolio Management Services with management by CI Asset Management
  • CIB World Elite credit card with limits up to EGP 2 million
  • Personal loan finance up to EGP 9 million and Overdraft facility up to EGP 1 million
  • Exclusive Services including priority service at CIB branches, and exclusive Private Hub in Zamalek. Exclusive preferential fees and safe box and Private-branded chequebook
  • The highest transaction limits on Online banking. Settle your cards or transfer money between accounts with a daily limit of up to EGP 20 million
  • Concierge services through Quintessentially and World Elite Concierge Services
  • Perks including events invitations and strategic partnerships with established high-end brands in Egypt
Learn More

Want to enjoy secure salary transfers and easy access to your salary with CIB Prime Payroll?

Maintain a minimum net salary starting from EGP 5,000 and less than EGP 30,000, or its equivalent in foreign currencies. Click to learn more about your Payroll privileges.

Want to join CIB Prime?

Maintain a balance starting from EGP 20,00 up to EGP 300,000 (or its equivalent in other currencies) across all of your CIB accounts. Contact us!
Learning center Learn more about banking and your finances

How to Save

Why do we save? Some people save to buy cars or houses...

Your Guide to Personal Loans

Have you ever wondered what a personal loan is? Why people take out a personal loan? How to do so? We’ll answer all your questions and more in this article.

Your Guide to Credit Cards

The credit card is a simple and easy financial tool and whether it is helpful or harmful depends on how and when it’s used. Here is everything you need to know about making the most out of credit cards without falling into traps.
Browse learning centre
We care Our dedicated team is committed to meeting your needs

Online

Chat with 'Zaki' our digital assistant to guide you through our products and services, or reach out on social media.

On the phone

For support, including emergencies such as cards closure or immediate critical feedback.

In branch

Our trained team of tellers and relationship managers are here to help you get the service you need. 

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