Features Enjoy convenience and security when you send money, pay bills, shop online, and more with CIB Smart Wallet.  

In collaboration with meeza Digital!

Transfer Money

Sending money to your family members has never been easier! Send and receive money to any mobile wallet in Egypt using the recipient’s mobile number.

Learn more

Pay bills

Never miss a payment again! You can top-up your mobile and pay your utility, gas, water, internet, and mobile bills from the comfort of your home. 
Learn more

Shop online

Shop online while keeping your information safe. Shop from any website by issuing either a single or multi-use online card. The single-use online card expires after 24 hours or upon your first purchase, while the multi-use online card expires after one month or upon your first 3 transactions.

Scan and Shop

Scan and shop with your Smart Wallet from any merchant with the “Meeza Digital” logo. Simply scan the merchant’s QR code to make a purchase! 

Learn more

Fast Cash

Make a deposit into your wallet with the “Deposit” feature through any ATM in Egypt that offers cardless services, through an Authorized Banking Agent outlet.CIB customers can link any two debit, credit, or prepaid cards to their wallet and instantly load their wallet.

Withdraw money from your wallet with the “Withdraw” feature through any ATM in Egypt that offers cardless services, through an Authorized Banking Agent.

CIB Smart Wallet ATM withdrawal and deposit transactions have been changed to provide you with a better and faster experience!

Click here to learn the new steps.

HOW TO REGISTER Now that you know about Smart Wallet, it’s time to use it! You do not need to have a CIB bank account to have a CIB Smart Wallet.

General information Important files and information regarding Smart Wallet

 

Important Points

To register with Smart Wallet, customers need the following:

  1.  A valid National ID.
  2. A mobile number that is registered to the person applying for a Smart Wallet.
  3. A mobile number that is not linked to any other wallet.
  • You do not need to have a CIB bank account in order to have a CIB Smart Wallet.
  • You can link up to three mobile wallets to one National ID card, but you will need different mobile numbers for each wallet.
  • You can unregister from CIB Smart Wallet from the application itself.
  • You can check and export your transaction log to be able to print or use it in the future.
  • You can view the service fees and overview within the application.
  • You can use the Contact Us button to speak with our dedicated call center agent for support or to leave your feedback/complaint.

 

Smart Wallet limits

  • Maximum wallet balance limit: EGP 400,000
  • Maximum daily transactions limit: EGP 60,000
  • Maximum monthly transactions limit: EGP 200,000
 

For inquiries, call 19716the dedicated Smart Wallet call center, available 24/7.

In collaboration with meeza Digital.

Terms and conditions apply.

Smart Wallet update steps

Mobile number ownership - Corporate delegation

Smart Wallet terms and conditions

Video Tutorials Watch and learn how to use Smart Wallet to your benefit
FAQs Check out our Frequently Asked Questions for more information and instructions on Smart Wallet features
Yes, you do not have to be a CIB customer to register to CIB Smart Wallet.
No. Each mobile number can register one Wallet only.

CIB customers:

You can load your Smart Wallet using either of the following methods:

1. Link your CIB card to your Smart Wallet when you visit any CIB branch or via CIB’s Online Banking platforms:

  • You can link any CIB debit, credit, or prepaid card to your Smart Wallet. CIB customers can register a maximum of two CIB cards per mobile number.
  • A CIB staff member will enter your Smart Wallet number and card details, and then insert an alias.
  • You can then select “My Cards” on the application.
  • Select the card that you wish to add money from.
  • Enter the desired amount.
  • Enter your PIN.
  • You will have successfully added money to your Smart Wallet.

2. Transfer cash from your Online Banking account to your Smart Wallet:

  • Log into your Internet Banking or Mobile Banking account.
  • Go to the “Transfers” tab.
  • Select “Payments to Others”.
  • Select “Add New” to add your Smart Wallet as a beneficiary.
  • Select “Egypt” as the country, then select “Meeza Digital Network (Mobile Wallet Payments)” as the bank’s name.
  • In the beneficiary account field, insert the mobile number linked to your Smart Wallet.
  • Confirm payment and check your Smart Wallet balance.

 

Both CIB and non-CIB customers:

You can load your Smart Wallet using any of the following methods:

ATMs: Any ATM in Egypt that offers cardless services or has the “Meeza” digital logo

  • On the Smart Wallet app, tap “Deposit”
  • Tap “ATM Deposit”
  • Enter the deposit amount to generate the OTP
  • Enter the PIN to confirm the transaction
  • OTP will be generated
  • At the ATM, tap the “Cardless Services” tab on the ATM’s screen to start
  • Select “Smart Wallet”
  • Select “Deposit”
  • Enter your wallet number
  • Enter the OTP extracted from the app
  • Enter the amount you wish to deposit
  • A notification will be sent to confirm that the transaction was successful. You will also be able to check your balance

CIB Smart Wallet Banking Agent

  • Visit any CIB Smart Wallet agent.
  • Inform the agent that you need to make a cash deposit.
  • Provide the agent with your wallet number.
  • Give the agent the desired amount of money you wish to add to your wallet.
  • The agent will then select the “Smart Wallet” tab.
  • The agent will select “Deposit”.
  • The agent will enter your wallet number and the amount.
  • You will receive a notification on your mobile requesting confirmation.
  • Enter your mobile wallet PIN to confirm.
  • The POS will print two receipts.
  • You will receive a receipt detailing the transaction, and you will be able to check your wallet’s balance.
When making a transfer, the application asks you to enter the mobile number twice. You will also view the transaction details and be asked to confirm before the transaction is processed.However, once you confirm, CIB will not be able to reverse the transaction.

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