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Whatever you want, whenever you want CIB’s BONUS program has the largest network of merchants in Egypt

You’ll have access to all kinds of groceries, clothing shops, restaurants, spas and more

Unlimited shopping and dining experiences

Do the week's grocery shopping, dine out with family and friends, or add some new pieces to your wardrobe. Take some time on the weekend to go and enjoy some quality food and some amazing experiences without having to spend.

Our merchants include Carrefour, Spinney's, restaurants and more.

Click 'Learn more' to log in to our BONUS site and find all the participating merchants

Learn more

Get cash back and spend as you like

Redeem your BONUS points as cash back and spend them wherever you like

Learn more

Travel with your BONUS points

Treat yourself to more travel and use your BONUS points to make travel bookings

Learn more

Donate to charity

Make a difference by donating to various charitable organizations using your BONUS points

Learn more
All the ways you earn your points

Earn BONUS points on all kinds of transactions, and redeem them at one of our participating merchants in the biggest rewards network in Egypt

Type of transaction Category  Points earned
Credit cards (Purchases)

World

Platinum

Titanium/Heya

Gold

Classic

E-com

4 points for every EGP 1 spent

3 points for every EGP 1 spent

2 points for every EGP 1 spent

1 point for every EGP 1 spent

1 point for every EGP 1 spent

1 point for every EGP 1 spent
Debit cards (Purchases)

Platinum/Titanium

Classic

1.5 points for every EGP 1 spent

1 points for every EGP 1 spent
Personal loan top-up Unsecured

5 points for every EGP 20
Internet banking Third party transfer

500 points after 5th third party transfer transaction
*MilesEverywhere credit cards are excluded from BONUS points program.
**Internet banking points are given once in a lifetime after completing the 5th third party transfer.
 A welcome gift from us to you

Get a hefty 'Sign-up bonus' on a new credit card and a 'Spend bonus' when you use your card within the first three months of issuing it

Credit card type Sign-up points Value in EGP
World N/A N/A
Platinum 40,000 points EGP 200
Titanium/Heya 20,000 points EGP 100
Gold 10,000 points EGP 50
Classic 6,000 points EGP 30
*Get your sign up BONUS points on your first purchase transaction within the first two months of your credit card's issuing date
Credit card type Total amount spent in first 3 months Spend points Value in EGP
World N/A N/A N/A
Platinum EGP 40,000 40,000 points EGP 200
Titanium/Heya EGP 20,000 20,000 points EGP 100
Gold EGP 10,000 10,000 points EGP 50
Classic EGP 5,000 6,000 points EGP 30
**Get additional BONUS points by using your CIB credit cards within the first three months of your credit card's issuing date
Now onto the important part

Here are the three simple steps to redeem your points and spend them

Login

Login to bonus.cibeg.com with your card or account number

Redeem

Choose the number of BONUS points you'd like to redeem and how you'd like to redeem them

Spend

Spend your well-earned points however you choose

Redeem now
If you don't have a BONUS card yet, take a look at these

These cards will give you BONUS points as well as many other banking and non-banking benefits

Gold
Credit cards

Gold Credit Card

CIB’s Gold Credit Card brings unmatched benefits to your shopping experience
Titanium
Credit cards

Titanium Credit Card

A card for those who live in the fast lane and want to earn rewards even faster
Platinum
Credit cards

Platinum Credit Card

Big spenders love this card for its exclusive rewards and unique benefits
Apply for a card
Important points

A few important things to note

  • Eligible customers are automatically enrolled in BONUS points program
  • Points that are earned on the cards will reflect in the next business day from the transaction settlement date
  • Points expire after three years from the earn month
  • Make sure your personal data is updated on CIB banking system to guarantee the ability to register on BONUS points program website and redeem
  • E-vouchers expire after three months from the redemption date
  • All redemptions are personalized and must be used by the main beneficiary who is the primary bank customer. You have to present your National ID or Passport at the merchant to be able to redeem
  • Lost or expired e-vouchers cannot be replaced and respective points are non-refundable
  • Minimum points balance to be able to redeem is 10,000 points
  • No points transfer available

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For more information, please call 19666 or visit your nearest CIB branch

Terms and conditions

Terms and conditions
Terms and conditions.pdf 399.4 KB
E-Vouchers Terms and conditions
E-Vouchers Terms and conditions.pdf 81.3 KB

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We care Our dedicated team is committed to meeting your needs

Online

Chat with 'Zaki' our digital assistant to guide you through our products and services, or reach out on social media.

On the phone

For support, including emergencies such as cards closure or immediate critical feedback.

In branch

Our trained team of tellers and relationship managers are here to help you get the service you need. 

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