العربية
Features An incomparable bundle of benefits
World Elite

Unlimited access to airport lounges

Make use of unlimited complimentary access to over 1,200 airport lounges in more than 450 cities in over 135 countries, for you and one guest as part of your complimentary as part of Dragon Pass airport lounges network. share your membership number from the app. To download the application, click here.

Get Rewarded for Every Purchase!

Earn 4 BONUS points for every EGP 1 spent domestically & 5 BONUS points for every EGP 1 spent internationally

Global Hotel Alliance membership

Complimentary Titanium membership to the Global Hotel Alliance 'DISCOVERY' loyalty program, offering exclusive benefits.

Exclusive discounts at global outlet villages

Enjoy up to 60% off the recommended retail price of leading global brands at "Chic Outlet Shopping" villages throughout Europe

Hertz Gold Plus Rewards membership

Membership to Hertz Gold Plus Rewards President's Circle which includes discounted rates and other benefits on car rentals

“InterContinental Hotels Group” Hotels & Resorts Offer

Embrace luxurious hospitality with 15% off on ‘Best Available Rate" in IHG.

Benefits Exclusive benefits to complement your travels

Zero over-limit fees

With the CIB World Elite Credit Card, you also enjoy zero over-limit fees.

Exclusive experiences

In addition to 24/7 domestic and global concierge service, you'll receive VIP access to restaurants, events and destinations, and exclusive luxury vacation experiences

Offers Discover the newest offers with CIB

We add new offers all the time, so remember to check back for the latest deals

View all offers
Fees and charges The World Elite Credit Card fees and limits
Action Limit

Purchases

Up to card limit

Daily cash

EGP 30,000
Type Fee

Issuance fees

 		EGP 8,000 (EGP 6,000 for CIB Private customers only)

Annual fees

 		EGP 8,000 (EGP 6,000 for CIB Private customers)

Replacement fees

EGP 1000

Interest rate (Cash/retail)

3.99%

Grace period

Up to 55 days on a purchase only

Insurance on outstanding balance

EGP 15

Foreign exchange markup fees

5%

Over limit fees

Zero 

Supplementary fees

Free 

Cash withdrawal fees from CIB or other domestic ATMS

 		4% with a minimum of EGP 40

Cash withdrawal fees from international ATMS

10% with a minimum of EGP 20 

Important information

Credit Card Fees and Charges
Credit Card Fees and Charges.pdf 2.4 MB
Terms and Conditions
Terms and Conditions.pdf 172.2 KB

Cards International Limits

New International limits for Debit and Credit cards
New International limits for Debit and Credit cards.pdf 186.3 KB
Requirements What you need to receive a World Elite Credit Card
  • For Egyptians and non-Egyptians
  • Above the age of 21 and below 65*
  • Salaried, self-employed, and professionals

*Terms and conditions apply

** Some programs require a max age of 60

 
  • Copy of valid National ID
  • Recent utility bill (within the past 3 months)
  • Income proof (an HR letter or 3 pay slips within the past 6 months)
  • Other documents may be requested
  1. Apply online with the below link or complete an application form at one of our branches  
  2. Provide the required documents     
  3. If your application is approved, you will receive a confirmation SMS and the Credit card will be delivered to the address you mentioned in the application form
Apply now

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Learning center Learn more about banking and your finances

Your Guide to Personal Loans

Have you ever wondered what a personal loan is? Why people take out a personal loan? How to do so? We’ll answer all your questions and more in this article.

Traveling on a Budget

So for all of you travelers, take a vacation without spending a fortune with these helpful tips and tricks!

What Is GDP and What Is It Good For

It’s a good idea every once in a while to take stock of your financial health. How much did you spend? How much did you save? Did your investments grow? Stepping back to look at the big picture can be useful and informative.
Browse learning centre
We care Our dedicated team is committed to meeting your needs

Client Advisors

Call your Private Client Advisor for immediate expert assistance and support 

Online Banking

Enjoy exclusive digital banking services like a daily online transfer limit of up to EGP 20 million - the highest in the market.

CIB Branches

All our branches are equipped to meet your banking needs.

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