Your life in safe hands
Maintain peace of mind with life insurance during your loan repayment period no matter how long it is
Features Loan facilities are specifically tailored to fulfill your needs
Loan amounts that suit your income
Receive a payroll personal loan starting from EGP 5,000 up to EGP 2,000,000 depending on your cash flowBorrow against your income, profession or balance
Borrow up to 3 million in an unsecured loan to pay your personal expenses, with a monthly installment of up to 50% of your monthly salary
Competitive interest rates
Figure out the best loan for you using our loan calculator. Enjoy our flexible interest rates, to suit your needs
More features
Top-up an existing CIB loan
Now you can increase the value of an existing loan and earn 250 BONUS points for every EGP 1,000 you add to your loan amountBuyout a loan, consolidate your debts
CIB customers also have the buyout option, where you can consolidate your debt held in other banks with CIBBenefits Get the best repayment experience
Repayments are never easier; anytime, anywhere.
Enjoy a flexible loan repayment period from 12 months to 96 months, and pay through more than 180 branches and more than 1,000 cash deposit machines
Offers Discover the newest offers with CIB
We add new offers all the time, so remember to check back for the latest deals
Loan calculator Calculate an example of your loan repayment
Calculate your repayments
Enter your preferred amount and estimate your monthly payments
Start calculatingRepayment examples of typical sums borrowed
-
Borrow EGP 30,000 & repay over 8 years
EGP 619.27 per month
-
Borrow EGP 40,000 & repay over 8 years
EGP 825.70 per month
-
Borrow EGP 60,000 & repay over 15 years
EGP 1,211.93 per month
Fees and charges The fees and charges associated with your loan
| Description | Fees & charges |
|---|---|
| Arrangement fees on the total loan amount (Paid once) |
1.5% from loan amount in case of:
2% for any other type of customer |
| Assessment fees | EGP 150 (Paid once) |
| Services charges fees | EGP 20 (Monthly) |
| Late payment fees | 5% on the amount due |
| Early payment fees (Full & partial) | 5% from the total paid amount |
| Rescheduling fees | 2% on the remaining balance |
Requirements What you need to get your Personal Loan
Request a Personal Loan now and we will be in touch within 48 hours
Eligibility Criteria:
- Minimum age: 21, maximum age: 60 at loan maturity
- Minimum net salary: EGP 2,600
Insurance: Life insurance covers outstanding balance in case ofdeath
Required documents: Application form, valid national ID, recent HR letter or three pay slips* or bank statements
*Applicants who have had a payroll relationship with CIB for more than three months do not have to provide an HR letter or pay slips.
Eligibility Criteria:
- Minimum age: 21, maximum age: 60 at loan maturity for salaried , 65 for self- employed individuals.
- Minimum net salary: EGP 2,600 - for salaried customers, EGP 10,000 - for self-employed customers
Insurance: Life insurance covers outstanding balance in case of death
Required documents:
- Application form, valid national ID, bank statement, and a recent utility bill
- Salaried individuals: Recent HR letter or three pay slips
- Self-employed individuals: Valid commercial register and bank statement
To apply for one of CIB’s unique loans, simply follow these steps:
- Complete the application form online or visit one of our conveniently located branches around Egypt
- Provide the documents required for your loan
- If approved, a CIB representative will contact you accordingly.
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