Cairo, October 6, 2025- CIB, Egypt's leading and largest private sector bank, has successfully partnered with CI Capital to complete the seventh issuance for Halan Consumer Finance, valued at EGP 3.4 billion.

The bank acted as the financial advisor, arranger, general coordinator, issue manager, and subscription promoter. CIB and Suez Canal Bank served as the underwriters for this transaction. This issuance is part of a three-year bond issuance program worth EGP 8 billion, which was approved by the Financial Regulatory Authority (FRA).

The issuance was distributed in five tranches, each with different terms, repayment priorities, credit ratings, and return rates. The first tranche is valued at EGP 995.5 billion with a 6-month term and a P1 credit rating from Middle East Rating and Investor Services (MERIS). The second tranche is EGP 1.06 billion with a 12-month maturity and a P1 rating. The third tranche is EGP 648.9 million, has an 18-month term, and is rated A- by MERIS. The fourth tranche is EGP 351.8 million with a 24-month term and an A- rating. The fifth tranche is EGP 358.5 million with a 36-month term and an A- credit rating from MERIS.

Commenting on the transaction, Mr. Amr El-Ganainy, Deputy CEO and Executive Board Member at CIB, said, "This issuance underscores CIB's commitment to supporting Egypt’s evolving consumer finance sector. As a leading institution in the debt instruments market, CIB provides innovative financing solutions that accelerate the sector’s growth.”

Mr. Omar El Husseiny, Chief Global Markets Executive at CIB, stated, "This issuance represents an important milestone in supporting the consumer finance sector and demonstrates our commitment to promoting financial inclusion.”

Ms. Heba Abdel Latif, Head of Financial Institutions at CIB, said, “The successful issuance reflects the trust investors have placed in CIB. It also highlights the bank’s extensive experience in debt structuring and financial advisory, along with its competitive underwriting capabilities.”

Ms. Gilan El Siginy, Debt Capital Markets Sector Head at CIB, “We are pleased to have partnered with CI Capital, as this partnership underscores our commitment to empowering non-banking financial institutions with the tools they need to thrive in an evolving landscape.”