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Once the campaign plan is activated, neither the tenor nor the interest rate can be adjusted.
The interest will be on the total due amount in your statement if you don’t pay it in full. The monthly interest rate varies based on the card type. You can find out more details on the interest rates applied here: https://cib.eg/4z1.
Yes, foreign exchange markup fees will apply. Please find more details on the exchange rate charged according to each card type from the following link: https://cib.eg/4z1.
A foreign exchange markup fee will still apply because the merchant is located outside Egypt. Please find more details on the exchange rate charged according to each card type from the following link: https://cib.eg/4z1.
The buyout service is available for credit cardholders in which the customer is allowed to use the CIB card limit to settle the outstanding balance on other non- CIB cards and repay this balance in an equal payment plan with normal interest rates. The customer can request the service via the call center. Please check the link for more info about the terms and conditions: https://cib.eg/z3j.
Customers can utilize the cash on phone service in which the customer can request up to the full card limit to be transferred to the direct debit account and then repay this balance in an equal payment plan with normal interest rates. Please check the link for more info about the terms and conditions: https://cib.eg/z3j.
Interest on cash withdrawal is calculated daily from the day of the transaction, with rates starting from 2.59% to 2.99%, depending on the card type.
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