Forget about cash and use your CIB Plus debit card! Use the card to carry out your financial transactions with a daily limit of EGP 30,000 for cash withdrawals and EGP 500,000 for purchases inside Egypt.
There is no limit to how many of your accounts you can link. However, all the accounts you want to link must have the same mobile number registered to them or they will not show in your choices.
The available payment options are online via mobile/internet banking, ATM cash deposit, branch, bank transfer, IVR, or via Instapay.
CIB is offering various installment programs that fit all customers’ needs: Single Transaction Cash on Phone Balance Transfer Installments at merchants 0% Installments
The Higher Authentication access with OTP allows you to transfer funds outside your relation to other CIB clients or any worldwide accounts outside CIB.
The Higher Authentication access with OTP allows you to transfer funds outside your relation to other CIB clients or any worldwide accounts outside CIB.
By nature and for your own security, the One Time Passcode (OTP) is created to be used only once with every third party transfer.
By nature and for your own security, the One Time Passcode (OTP) is created to be used only once with every third party transfer.
Yes, you can have a notification appear on your Internet banking home page once you sign in if an account’s balance falls below or rises above a certain limit, this can be done through “Notifications” under the “Settings” tab where you can set up your rule.
Yes, you can have a notification appear on your Internet banking home page once you sign in if an account’s balance falls below or rises above a certain limit, this can be done through “Notifications” under the “Settings” tab where you can set up your rule.
  • Log in to your Online Banking account
  • Click on “Transfers” on the home page
  • Click on “View All” under “Saved Transfers” section
  • Choose the beneficiary and click on the pen icon to edit the beneficiary or the transfer amount
  • Alternatively, click on the delete icon to remove the beneficiary
IPA stands for Instant Payment Address. It is a simplified address for your account, which can be used to send and receive cash transfers instead of a full bank account number or card details. Think of it as an email address that can be used to transfer money.

It is a money transfer request sent to an IPN user through their IPA or mobile number.

The request can be accepted or declined by the user.

As a primary Platinum MEW credit cardholder, you can get free access to EGYPTAIR Lounge in Cairo International Airport (Terminal 3).

The quick pay widget is a fast and easy way to perform a third party payment. It allows you to configure beneficiaries you transfer to frequently on your home page and simply execute a transfer by just clicking “Pay” and entering your 6-digits OTP. To add a beneficiary to quick pay, turn on quick pay next to the desired beneficiary and it will appear on the home page in the quick pay widget.
The quick pay widget is a fast and easy way to perform a third party payment. It allows you to configure beneficiaries you transfer to frequently on your home page and simply execute a transfer by just clicking “Pay” and entering your 6-digits OTP. To add a beneficiary to quick pay, turn on quick pay next to the desired beneficiary and it will appear on the home page in the quick pay widget.
You can send money from any of your linked accounts. You will be asked to select the account you want to send the money from before the transfer.

Transfers in Egyptian Pound inside CIB (No fees)

Transfers in Egyptian Pound outside CIB inside Egypt (Fees are waived):

  • Commission:0.2% minimum EGP 40 - maximum EGP 350

Transfers in a foreign currency:

  • Commission: 0.3% from the amount with a minimum of USD 20 - maximum USD 150
  • Swift Charges: Equivalent to USD 10 through Online Banking.
  • The charges are equivalent to USD 20 if executed through CIB branches
  • Beneficiary Bank Fees: Based on the beneficiary bank's fees and charges. The USD equivalent is calculated upon execution and is based on CIB’s daily currency free market rate

If the transfer is conducted through IPN to one of the banks participating in the Instant Payment Network, the commission will be 0.2% with a minimum of EGP 10 and a maximum of EGP 50 (Fees are waived)

Meeza wallet transfers through Internet or Mobile banking is free of charge

Transfers in Egyptian Pound inside CIB (No fees)

Transfers in Egyptian Pound outside CIB inside Egypt (Fees are waived):

  • Commission:0.2% minimum EGP 40 - maximum EGP 350

Transfers in a foreign currency:

  • Commission: 0.3% from the amount with a minimum of USD 20 - maximum USD 150
  • Swift Charges: Equivalent to USD 10 through Online Banking.
  • The charges are equivalent to USD 20 if executed through CIB branches
  • Beneficiary Bank Fees: Based on the beneficiary bank's fees and charges. The USD equivalent is calculated upon execution and is based on CIB’s daily currency free market rate

If the transfer is conducted through IPN to one of the banks participating in the Instant Payment Network, the commission will be 0.2% with a minimum of EGP 10 and a maximum of EGP 50 (Fees are waived)

Meeza wallet transfers through Internet or Mobile banking is free of charge

  • Copy of a valid national identification card
  • Income proof:
    • In case of salary transfer, a recent HR letter.
    • In case of non-salary transfer:
      • a recent HR Letter or three salary slips.
      • Bank statement for the last three months or the last three salary slips.
    • In Case of self employed and professionals:
      • Bank account statement (personal or corporate) for the last six months.
      • Original valid commercial register.

Additional documents might be required. For more information, click here.


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