- Home Currency option gives you the capability of viewing your balances in your preferred currency.
- You can change your Home Currency from the Internet Banking Home Page:
- Go to “Settings”
- Then “Profile Settings”
- Click on Change currency.
Some fees apply. Check with our staff or check on the special Forex ATMs machines designed for currency exchange.
Yes. Foreign currency CDs/TDs can be redeemed, and the amount will be credited to your linked foreign currency account, unless the time deposit has a special rate.
Yes, through the Forex machines only, and for the following currencies only: USD, EUR, GBP, SAR and AED.
- EGP Savers and Everyday Savers Account: EGP 20,000
- Foreign Currency Savers Account: USD/EUR/GBP 1,000
- EGP Classic Current Account: EGP 20,000
- Foreign Currency Classic Current Account: USD/EUR/GBP 1,000, for SAR/QAR/AED 1,000, for CAD/CHF/AUD 1,000
- Bedaya Account: No Minimum amount required
Any deposit made after 2 PM will take one full business day to process, according to deposited currency.
The direct debit account must be under your name, in Egyptian currency, and not an Extra Cash account to be accepted.
You will be charged with mark up fees when perform transactions in a foreign currency, noting that all transactions outside of Egypt are charged with markup fees.
No.
In your physical application, you can choose the account for direct debit to
your credit card billings. But this account must be qualified with certain criteria
including (must be in Egyptian currency, non-Extra Cash and must belong to you).
Transfers in Egyptian Pound inside CIB (No fees)
Transfers in Egyptian Pound outside CIB inside Egypt (Fees are waived):
- Commission:0.2% minimum EGP 40 - maximum EGP 350
Transfers in a foreign currency:
- Commission: 0.3% from the amount with a minimum of USD 20 - maximum USD 150
- Swift Charges: Equivalent to USD 10 through Online Banking.
- The charges are equivalent to USD 20 if executed through CIB branches
- Beneficiary Bank Fees: Based on the beneficiary bank's fees and charges. The USD equivalent is calculated upon execution and is based on CIB’s daily currency free market rate
If the transfer is conducted through IPN to one of the banks participating in the Instant Payment Network, the commission will be 0.2% with a minimum of EGP 10 and a maximum of EGP 50 (Fees are waived)
Meeza wallet transfers through Internet or Mobile banking is free of charge
- Log in to your Online Banking account
- Click on “Add Icon (+)", next to the “Savings & Investments” section, then select “Accounts”
- Select the type of the additional account you want to open and its currency
- Select the account that will be used to obtain your signature
- Click on “Next”
- Review the account information summary before proceeding
- Read the terms and conditions
- Check the box to agree to the terms and conditions
- The account has been opened successfully
- Log into your Internet or Mobile Banking account
- Click on “Apply for products” tab
- Select “Book CD or TD”
- Choose type then select from the fields that appear accordingly
- Click “Next”
- Read the terms and conditions
- Check the box to agree to the terms and conditions
- Click “Confirm”
Note:
- Customers with foreign currency loans cannot book CDs or TDs online and will have to visit a branch
- TDs are booked the same day
- CDs are booked the same day
- Log into your Internet or Mobile Banking account
- Click on “Apply for products” tab
- Select “Open new account”
- Choose account type
- Choose sub type
- Choose currency
- Choose which account to take and apply signature
- Click “Next”
- Read the terms and conditions
- Check the box to agree to the terms and conditions
- Click “Submit”
- Click “Confirm” once the confirmation message appears
Note:
- Customers cannot open the same type of any of their existing accounts
- Customer should have at least 1 active account
To join CIB PLUS, customers should meet any of the below criteria:
• Maintain a balance starting from EGP 300,000 (or its equivalent in foreign currencies).
• Maintain a monthly net salary from EGP 30,000 to EGP 80,000 (or its equivalent in any other currency).
• Have an unsecured loan from CIB with a minimum of EGP 500,000.
To join CIB PLUS, you can simply click on this link: https://cib.eg/m7m and apply online. If you are an existing customer, please visit the nearest branch to sign an enrollment letter and upgrade to CIB PLUS.
Yes, it depends on each card's spending limits. You can check debit card spending limits here.
- Log in to your Online Banking account
- Click on “Add Icon (+)”, next to the “Savings & Investments” section
- Click on “Certificates of Deposits (CD)/Time Deposit (TD)”
- Click on “Book now” for either Certificate of Deposit or Time Deposit
- Fill in the required information, such as currency, interest frequency, tenor, maturity instructions, debit account, deposit amount and choose the accounts that amount will be debited from, principle credited to and interest account to credit to
- Review the Certificate of Deposit (CD)/Time Deposit (TD) request summary
- Read the terms and conditions
- Check the box to agree to the terms and conditions
- Click on “Confirm”
- Time Deposit (CD)/ /Time Deposit (TD) booked successfully